First Trust Bank

[flojo1985]

Hi Big Aid

You will hardly have enough room on the Small Claims court form. Just give a brief discription of your claim ie how much, interest, and on what grounds you are claiming. If it goes to small claims and they dispute you will be asked to submit all nesessary documentation 10 days before the hearing.

If I can help in any other way just yell.

 

Flo

[big aid]

i have been very busy for a few weeks and wasn't able to dedicate any time to the site and my own case, but all of that is over now and i am back, more determined than ever before.

 

got a letter this morning from mairead gourley, basically saying blah, blah, blah, p-ss off for another 4 weeks.

 

has anyone ever spoken to mairead and if so, what was the response.

[hampau]

i lodged my initital letter in June and have now had two of these letters looking for another 4 weeks. Not sure what to do, give them an opportunity to investigate or just launch straight in with an action?

[flojo1985]

Stick to your own timetable. You are the one dictating at this stage of the game!!!!

[big aid]

Just Lodged My Claim Using The Online Claims Facility.

Spoke To Mairead Gourley And She Said That The Investigations Were To Assess Whether Or Not They Had Applied All Of The Charges In Line With Their Terms And Conditions.

[big aid]

well,

my return date has passed without dispute, but it has emerged yesterday afternoon that the civil processing office in belfast has got a backlog that means all of the mail received yesterday has not been inputted on the system. i can apply for a default decree but they have advised me to wait until late monday afternoon.

 

 

maybe????

[johnspeehs]

the things you have listed arent reclaimable BigAid. they are seen as charges for a service and therefore are not a penalty. stick to returned dd fees, returned cheque fees and the first trusts favourite the good old referal fees, they really love sticking them on.

regards john.

[big aid]

i have staked my claim and given them every chance to challenge me but they have refused. most of my claim is made up of referral fees.

 

hell rub it up them............as we say over here

[big aid]

phoned court this morning.

no dispute has been lodged

default decree being applied for now

[lickthewallfatboy]

nice on Aid

 

flojo is going to the same court at the same time as us tomorrow.I wonder if FT or citi will actually show up?I'm working on a submission argument to the court at the moment.

[big aid]

watching flo, and think it will be a no show

[big aid]

what do i do next. sit here and scratch or what?????

 

any sugestions

[big aid]

girl in court got it wrong

dispute was lodged and put online this afternoon.

so, as you can guess i am well ****ed off.

[big aid]

looking like i will be in court on November 20th

time to get to work on compiling a case file.

[bally35]

Hi

[bally35]

Hi Ive just sent my Data Protection Act letter today.

Have sent it my local branch via recorded delivery, is this okay or should I have sent it to the address registered with the commissioner?

So really want to get back at the robbin gits.Have told everyone in office about it and they are going to claim as well!!!!

Which really says something if ex bank staff (me) want to get their hands on the thieving b********ds!!!!!!!

[noomill060]

Yes, you should have sent it to the Data Controller of the bank as registered with the Information Commissioner.

 

No matter, just cancel the first cheque, then send another SAR +£10 cheque to the Data Controller at their official address.

 

You dont want to give them any wriggle room, so may as well play the game correctly.

[will77]

your local branch will be fine, i sent all my letters there and they forwarded them on to head office. i got my statements after around 30 days

[sadie123]

Hi

 

I have just sent off my letter to First Trust requesting info under data protection. Has anyone been successful with there claim as yet.

[eratu13]

I know of at least 2 people who have been successful against First Trust, they settled out of court but the people had to sign confidentiality agreements my claim was due to be heard on the 8th of the month but was adjourned as the Judge wants to wait for report from OFT at end of March. Hopefully when the claims in the merchantile court are heard in February a precedent will be set and they will start to settle.

 

Eratu13

[sadie123]

thanks will keep u posted on my progress

[lickthewallfatboy]

I know of at least 2 people who have been successful against First Trust, they settled out of court but the people had to sign confidentiality agreements

 

Eratu13

 

I personally witnessed one of those with my own eyes-a very nice lady who is a member here.She not only got her charges back-she claimed for EVERYTHING they had taken from her account,and got the lot refunded!! She could not believe her luck....

[edtheduck]

hi i got all my statements and have added up charges - comes to about £400. I have included anything that says "Fees dec '04-Feb '05" (for example) i presume these were the fees accumultaed for a quarter for going overdrawn and are claimable??? (this was a normal current account)

 

Also i take it my £8 monthly fee for packaged account that i eventually changed to is not claimable?

thanks

[HydraUK]

I would like to know if the OP was succesful, anyone know?

 

I'm about to start helping my brother against First Trust.....

[edtheduck]

Got a letter from ft today saying the usual rubbish...these charges are not penalty/default charges blah blah blah.

had asked for

- quarterly tranaction charges incurred even if i was over for 1 day and a small amount

- mortgage redemption quote charges

- referral charges

- mortgage sealing fee (£179.04 in april 2005, mortgage held for only 2-3 years

- late payment fee on credit card.

they have said they do not feel they have a case to answer but are willing to offer me 50% i.e £47 of the fees they are willing to consider (referral charges & late payment fee). my request was for about £400 !!!!

 

dont think i should take this measly offer.

any advice/suggestions anyone?

thanks