im not sure about that dessie but you might be better sit it out and see what the FO come up with as there have been a few sucess,s with them recently. if you start a civil bill against FT it will take several months to get to court so its not speedy either. regards john.

yes plenty of ppl have got back their money from ft but you will need patience as they dont roll over easily. regards john.

good news diane glad to see they didnt hassle you to much. all the best and enjoy. regards john.

sit tight diane staceys thread should be putting a smile on your face too. regards john.

hi beggsie yes you can go into the library and use the poc small claims,, just adapt it to suit your circumstances. regards john.

now theres a surprise the old FT being stubborn .lol when i first complained about my charges my manager wrote to me and stated "after perusal of your account i feel our charges are more than justified". Well after perusal of all the threads about FT and their cockups i think a refund is more than justified.lol. regards john.

yes when you claim online you pay the fees at the time but of course you get them back when you win. will cost you about £62 to claim for that amount. regards john.

hi beggsie give me a bit more info i will try and help. is it less than 2k+interest+costs?. if so you can do it online it costs about £60. over that you need to use a civil bill which you have to do in the court office costs £140. regards john.

yes diane i see court dates for sept coming out already. with ulster they seem to settle before the defence stage so hopefully you wont have to wait to long. regards john.

hi diane anyone i have spoken to with a claim against ulster has been sucessful and you will be no diffrent.. have faith!!!!!!!. lol regards john.

well done to you diane you should have no problems with ulster bank. regards john.

hi there go ahead with your claim they are only stalling for time once you get your claim in then the ball starts rolling. regards john.

hi if you check out stacey vs ulsterbank thread i posted the adress for ulster bank there a cpl of days ago. regards john.

no question about it stacey im hearing about claims being settled by ulster bank everyday now for a lot bigger amounts than yours. eg£7000+ £3000 £2450. and the list goes on. regards john.

you will need to organise a court bundle stacey but i can help you with that ie. all letters ,spread sheets, case law etc. dont worry though you wont need it they will pay up. regards john.