Bank and Finance Subforums:

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Subforums

Ulster Bank

Forum for Ulster Bank Customers to exchange stories /report problems and share information

102

posts
- Ulster bank mortgage arrears
- By AndyOrch, February 25, 2019
General
Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges.
80.2k

posts
- My Community Bank - CIFAS Marker - Can It Be Removed? ***Resolved and Removed***
- By fkofilee, June 7
Financial Ombudsman Service

We hear very few good stories about the FOS. Mostly we get accounts of delays, lack of transparency, unsatisfactory or over-cautious outcomes.
The banks preferred route for complaints. Under-resourced and mocked by the banking industry
Tell your experiences of the Financial Ombudsman Service - good or bad.

1.8k

posts
- Clerical Medical/Scottish Widows - No Statements sent - FOS Sided with them - SAR'd FOS - they say somethings are not my data
- By Consett26, May 24
Scotland Banks & Finance

If you reside in Scotland or have an account/agreements in Scotland, (Not for RBS/HBOS English accounts.)

11.8k

posts
- Cabot/Hoist x 2 Bank of Scotland Current Account Overdrafts
- By dx100uk, September 21, 2021
Payment Protection Insurance (PPI)

The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

94.2k

posts
- Commission charged on PPI refunds.
- By Buncrana, October 3, 2023
Alliance & Leicester
- Alliance & Leicester Successes
Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?
22.2k

posts
- Capquest-Arrow and Resolve Call: over an A&L 'debt' of now-unknown provenance
- By dx100uk, April 4
Barclays Bank
Meet other Barclays Bank customers who have also been faced with excessive unfair bank charges. The is the bank which the BBC found had a culture of dishonesty. Let us know if you agree.
161.7k

posts
- Will barclays closing my finance account affect my credit score?
- By dx100uk, June 30
Cooperative Bank
- Smile
- Coop and Smile successes
Meet other Coop Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
10.6k

posts
- Link & Old Co-Op Student Overdraft debt. Statute barred?
- By dx100uk, July 27, 2021
Halifax Bank and Bank of Scotland
- Intelligent Finance
- Halifax and IF successes
Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
122.7k

posts
- Moorcroft Debt Payments to Halifax
- By unclebulgaria67, June 30
HSBC Bank
Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
140.9k

posts
- Cabot Letter Of Claim - old HSBC OD - all fees
- By dx100uk, July 17
Lloyds Bank
- LloydsTsb Successes
- Black Horse
Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
120.2k

posts
- Cabot/Mortimer - old Lloyds Credit Card debt
- By dx100uk, June 10
Loan brokers/credit brokers

This is an industry which is poorly regulated and which is causing a huge problem for consumers who are looking round for some extra money.
If you are thinking of borrowing money then you need to read through this forum carefully

1.3k

posts
- Bank Loans Debt Dating Back Around 13-14yrs
- By BankFodder, June 19, 2021
MBNA
- MBNA Successes
Meet other MBNA customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded.
58.8k

posts
- Intrum old MBNA Card debt- Resolvecall Visit
- By dx100uk, July 15
Metro Bank

Britain's newest bank. But will they be any better than the others? Don't hold your breath. After the first flush of youth, we expect to hear the same old stories - and you can tell us those stories here.

112

posts
- Metro Bank gives sixty days notice to close business account
- By comebackjimmy, February 18, 2021
NatWest Bank
- NatWest Successes
Meet other NatWest Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
94.2k

posts
- Complaint to NatWest over 3 months ago but still no response
- By dx100uk, July 3
Nationwide
- Nationwide Successes
Meet other Nationwide Bank customers who have also been faced with excessive unfair bank charges. A spokesman described some of their customers as "serial abusers" of their accounts. Is this true? - or is it really the Nationwide which is the serial abuser of its customers' accounts..
25k

posts
- Pre-2007 nationwide CC
- By dx100uk, March 1
Royal Bank of Scotland
- RBS and BOS Successes
Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
41.2k

posts
- RBS chargeback help ***Refunded in full***
- By FTMDave, August 17, 2023
TSB

The "totally clean bank" but " nothing has changed..." from Lloyds. "The banking giant's chief executive, Antonio Horta-Osorio, told the BBC last week that the only change they would notice would be a change of name." Hmm, doesn't sound very hopeful, then.

628

posts
- TSB App chat logs me out - FOS is ok with that
- By fairs_fair, June 22
Santander
- Cahoot
- Santander/Abbey and Cahoot successes
Meet other Abbey/Santander Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
79.8k

posts
- Wrong settlement quote given on PCP.
- By dx100uk, June 24
Yorkshire Bank and Clydesdale Bank and Northern Bank
- Yorkshire and Clydesdale Bank successes
Now that their actual costs and CYNthesys have been revealed by the BBC, claim everything back for as far back as you want. Even if you have already accepted a compromise settlement, go back and get the rest.
18.9k

posts
- Bank details hacked - Unauthorised transactions - lost £18k in savings
- By dx100uk, May 7
A Word from the Banks

If you work for a bank or did do. If you want to speak on behalf of any of the banks or you want to whistleblow. Do it here. You are welcome to have your say about bank charges. Registration is confidential if you post under a UserID. You MUST let us know if you work for a bank.

3.2k

posts
- Claiming charges back
- By Mystery M, March 9, 2019
Historic Bank Claims
- Litigation in Progress
- Litigation Concluded
Discussion of the legalities involved and other technical issues involving excessive unfair bank charges and getting your bank charges refunded
15.3k

posts
- RBS PPI issues
- By dx100uk, February 16, 2021