how do you expect to convince a judge if you don't even turn up to the court?

he should apply for other jobs. if he gets one he can tell the boss to match his new wage or he's off. he doesn't need to wait for someone else to decide whether he should make future plans. plus it always seems much easier to find a job when you have one already. always seems harder to find one if you are out of work.

there are some items which don't attract points. i think powdered baby food is one, things like cigarettes are another. not sure on all the details but im sure the md will be able to tell you more if you write to him

3 network tend to sell pay and go handsets very cheaply.... this might be a better way to go than e bay, new handset with warranty and your contract sim should work in it instead of the pay and go

you should call the courts and ask if the judges here have adopted a standard approach to this. in my experience the judges here had agreed to put all cases on hold until a local test case was heard. my has been adjourned generally on this basis. on the subject of a good barrister being able to argue a point..... of course they can but the solicitor will have to prepare a case before you get a barrister and he will of course want to be paid for that. solicitors are no different to any other business. they will tell you whatever it takes to get your money......

hey glav can you give me some details on civil bill filing? did you use a solicitor? what details did you need to file? how much did it cost to file? estimate of solicitors fee? what details did you put on your claim form? thanks

hi i need to renew my property insurance for some of my rented properties.... does anyone know of any reasonable companies?

i was in my local currys a couple of weeks back and all th LG plasmas and lcd tvs had signs on them that said DO NOT SELL, which would suggest to me they have discovered some common problems...... might be worth looking into...

i wouldn't waste your time. having many years experience in the mobile phone world i have seen this happen many times, in fact i predicted this to many customers who couldn't understand why i wouldn't match the amazing deals they had seen in the papers. should you go down the road of legal action, the company will close their doors. they will mysteriously have a new sign erected and re open as a new business, luckily for the staff they will be employed by the new company...... now there is an old saying.... if it sounds too good to be true..... free phone, free accessories, free line rental, free minutes, free texts.....for 18 months and you only pay for 2 months...... surely alarm bells were ringing.... weren't they???

hey john, how do you go about launching a civil bill...? i have processed using small claims before now but have a claim now thats too big....do you need a solicitor or can you lodge it yourself?

take your complaint to the financial ombudsman..... no costs involved an you will get all of your money back

i think you should start by reading the step by step guides vw. you should try to understand the process before you send your first letter. i think you might be getting carried away......

dave, my case in craigavon was adjourned, the NI judges have decided that a test case will be heard in belfast before any others will be heard. they will try to adjourn the case to wait for the oft report. my judge told me that judges had decided to proceed without the report so argue against that, you will likely succeed. don't expect them to settle outside, they may do as they know the judges want a test case and have specified belfast for this. please let us know what happens, pm me please my case is posponed on this basis if they settle that will give me something to write to my judge about..... good luck, don't panic, the judge will want to make a judgement and will help you through the trial to make your case. they have more to lose than you. they are in the wrong, be confident and smile when the ft solicitor speaks to you.

oh i am so happy i found this thread... ive been wondering where my money had gone astray..... can i have it back please....?

how did you argue the adjournment request.... first trust have told me they intend to try that trick on thursday.

i believe they are

i just called the solicitor representing first trust next week. he intends making an application to delay the case until the oft report. he asked me if i would oppose such a motion. it told him about this case and that i expected it would be heard on monday and i would use the outcome to decide if i would oppose the motion but i expect to wim and 8% interest will accrue all the time it is delayed. he told me he is very familiar with the BOI case on monday and that they are watching too to see what happens.

hey pmc what court will you be in on monday?

why not write to your local paper, or call your local radio station...just the whiff of bad publicity will have the manager knocking on your door with a cash settlement

write to richard branson

why not just make a personal injury claim for the shower incident? surely worth more than £250

i had a case in the small claims court in craigavon this week. we were told at the opening of the court that we must exchange documents we would rely on at that point. the documents did not have to be produced days before the case. essentially you would have only a few minutes to look at any documents that become available at that time. she suggested that we should all try to settle without her ruling and sent us all out to try to resolve our disagreements. most cases don't make it to trial. she was right only 1 case went to trial. mine ( not a bank ). just like judge judy, a bit nervous to begin but once things get going it is surprisingly straghtforward.

phew ... heres another bump ......

i have a date with the first trust and a judge in craigavon court on 19th april. i had heard of other cases being delayed until april. i have a civil suit against another individual, not a bank which i processed at the same time. the court date for it was about 3 weeks earlier so i believe the bank case was held off until beyond this deadline. even if there is a reccomendation for a max of £12 i will contest the charges as unfair as they are above the banks costs. i have already paid the court fee so will fight them in the courtroom no matter what ruling appears.

i am in process woth first trust. they have offered nothing and refuted my claim. i have a court date for 19th april. ulster bank made me no partial offer but paid made an offer of full payment within 2 weeks of filing with court. paid out about 2 weeks later