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A quick note to say 'Merry Xmas'


essexmat
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Evening all

 

I just wanted to pop on to wish you all a very Merry Xmas and a Happy New Year.

 

I have found this site and the people I communicate with a very useful tool since I joined and I hope as well as getting valuable advice I have also helped a few people as well with my knowledge.

 

As hard as we may find things, as infuriating as we find the government and welfare system, as annoyed as we have got with things going against us and feeling like it is all getting too much now is the time to sit back and enjoy tomorrow and the days after leading up to 2015.

 

I won't pretend 2015 will be better than 2014 but let us all try and have a few days with family and friends and to enjoy it. Everyone deserves a good Xmas and I know I am thankful for the break but also understand some are not so fortunate.

 

On that note, once again, thank you all for your help this year and I wish you and your families well over this Xmas period.

 

All the best.

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And a Merry Christmas and Happy New Year to you and yours as well

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Thank you essexmat, the same sentiments returned to your and your family :)

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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:thumb: Edited by citizenB

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Merry Christmas all :)

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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A very Merry Christmas to one & all :-)

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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A Merry Christmas from me too, to the admins and all contributors - this site has certainly helped me when dealing with the DWP, JC, Work Program.

 

Knowledge is indeed power.. or at least it can save you some grief :)

 

Yes the site team deserve much thanks for the work they do and keeping the forum from descending into mse.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Yes the site team deserve much thanks for the work they do and keeping the forum from descending into mse.

Nice of you to say but it's all caggers that make cag what it is.

 

Here's hoping for a return to a proper welfare system in 2015. (I can dream).

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Nice of you to say but it's all caggers that make cag what it is.

 

Here's hoping for a return to a proper welfare system in 2015. (I can dream).

 

any forum can only ever be as good as the moderators :) , and yes, an end to Tory rule and moving to decent values in government, including welfare would be great, but I'm not holding my breath.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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any forum can only ever be as good as the moderators :) , and yes, an end to Tory rule and moving to decent values in government, including welfare would be great, but I'm not holding my breath.

 

I'm not holding my breath either but if we wish hard enough and with a bit of Christmas magic ..... Well I can dream.....

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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