Thanks for your insights, everyone. To clarify, the advance was paid off before the UC claim was closed. There seems to be a misunderstanding somewhere in the process. As suggested, I'll go to the DWP website, search for SAR and fill it out. I will insist they provide data proving the debt. As for the old account, it seems there is some confusion. I had a different username, but I can't recall the details right now. I'll try to dig up the information and get back to you. Appreciate your help and support in this matter.

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Thanks for the prompt update on the PDF, it's greatly appreciated. Regarding your question about the debt, I still firmly maintain my position that I do not owe the money. I am fully aware of the specifics and implications of this issue, and I am adamant that there's been a misunderstanding or error in their records. On the matter of involving a Debt Collection Agency (DCA), I completely agree with your perspective. It's indeed peculiar that they'd involve a DCA, considering its limited power in comparison to a bailiff. I'm in full understanding that a DCA does not have the same legal authority to forcibly collect the debt. Their approach doesn't quite add up, especially if they claim to have the capability to extract the supposed debt directly. It's rather perplexing, isn't it? I appreciate your insights and look forward to resolving this issue swiftly and effectively. Let's stay in touch and continue to discuss the progression of this case.

Hello HB, Thanks for bringing that to my attention. I'll immediately edit the attachment to remove my name and reference number. My apologies for the oversight. Regarding my old account, it was registered under the name "". Best regards, Hello, unclebulgaria67 Thank you for your informative response. I appreciate your reassurances about the DWP Debt Management letters being standard. I'll make sure to notify them that they can proceed with repayment deductions from my active Universal Credit claim. Thanks again for your guidance. Best regards,

Hello, I find myself in need of your help once again. Currently, I'm unemployed and have no financial means to address this issue. I previously sought your advice regarding a problematic gym membership. With your guidance, we were able to successfully counteract their unethical practices, particularly their policy of demanding exorbitant fees to terminate memberships. Today, I face a different challenge. I received an advance on my Universal Credit due to continuous errors with my claim. In response, I established a repayment plan which was meant to come into effect during my Universal Credit claiming period. However, it seems they've decided to prematurely enforce this plan, possibly out of frustration or some other reason. I'm looking forward to your valuable assistance and advice in this matter. Best regards. fred pdf.pdf