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Sue Hitchcock v Lloyds **WON**


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So they have acknowledged your claim but not defended it, is that correct? they should defend with 28days of the day they were issued/served with your claim... if they do not do this you can go on to the money claim site were you set up your claim or the court you set up your claim and ask to place judgement by default as they have not entered a defence.

Jules x

 

 

 

Lloyds TSB Progess

 

first letter sent 10th June

Received reply 20th June

Second letter sent 30th June

Revieved final response 7th July

Filled in claim on line 30/07/06

Recieved Acknowledgment of service 4th August

Defence submitted 6th September

Allocation Questionnaire due back 20th Sept

Sent my Allocation Questionnaire back 10th Sept

Got there copy of Allication Questionaire 23rd Sept

Court date set for 25th Jan '07

 

 

 

Paragon Finance Progress

Sent first letter 24th August 2006

No reply so second letter sent 10th Sept 2006

Received letter back saying they are going to investigate my claim

Offer made by Paragon for full ammount plus interst! Rusult!!!

Cheque recieved *Won*

 

 

 

Any thing I write on this site is only an oppinion as I am not a solicitor or legal whizz!

 

 

 

 

 

 

 

 

 

 

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Hi Lancsman

 

Many thanks for your help. I haven't sent copies of any correspondence to the court! Dont know why cos its blindingly obvious that if I show the court that I've been trying to settle they can see which side is putting obstacles in the way!

 

Quite a bit of the detail of what's NOT been happening has taken place over the phone so should I include a record of all that for the judge too?

 

Would appreciate it if you would PM your letter as offered.

 

Sue

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yes Sue I'd log every phone call, letter and fax........these judges have got to know that we're going through bloody hoops to settle and talking to the wall most of the time, maybe then they won't be as hasty in granting so many soddin stays !

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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yes Sue I'd log every phone call, letter and fax........these judges have got to know that we're going through bloody hoops to settle and talking to the wall most of the time, maybe then they won't be as hasty in granting so many soddin stays !

 

I agree with freebird we have to make the judges see that they are just delaying the inevitable by staying court dates. We also have to try to make them see they are playing into the banks delaying tactics. and that the victims of there unfair charges are suffering whilest being made to wait. I am £200 overdrawn which are charges took out this month they have called me 8 times in 2 weeks since these charges went out. I have sent them the harrassment letter of this site and they still called me today to say they all taking me to court for the charges that made me overdrawn... hilllariuos to say the charge are illegal in the first place... I told them being it on... maybe the court will make them pay what they owe me earluier plus they owe me £4,800 to press not including that £200 they are now saying I owe them and the charges they are adding on dailly because I am overdrwn.

JulesX

 

 

 

Lloyds TSB Progess

 

first letter sent 10th June

Received reply 20th June

Second letter sent 30th June

Revieved final response 7th July

Filled in claim on line 30/07/06

Recieved Acknowledgment of service 4th August

Defence submitted 6th September

Allocation Questionnaire due back 20th Sept

Sent my Allocation Questionnaire back 10th Sept

Got there copy of Allication Questionaire 23rd Sept

Court date set for 25th Jan '07

 

 

 

Paragon Finance Progress

Sent first letter 24th August 2006

No reply so second letter sent 10th Sept 2006

Received letter back saying they are going to investigate my claim

Offer made by Paragon for full ammount plus interst! Rusult!!!

Cheque recieved *Won*

 

 

 

Any thing I write on this site is only an oppinion as I am not a solicitor or legal whizz!

 

 

 

 

 

 

 

 

 

 

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  • 3 weeks later...

Yippee!!!! I've Won!!!! Just Phoned The Ice Cream Sellers And They Informed Me That Lloyds Paid £930.20 Into My Account Yesterday In Full Settlement Of My Claim Including All Costs And Interest.

 

I'm So Happy And Thank You To Everyone Who Helped Me.

 

And To Everyone Who Is Still Waiting - Hang On In There Cos The Waiting Is O Worth It When They Eventually Cave In.

 

Donation Sent.

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CONGRATULATIONS

:D :D :D

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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well done Sue, brill news..xx

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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