Barty V Lloyds Tsb ***WON***

[BARTY]

I have just posted my DPA letter. I reckon there will be £2000 at the most of charges. I'm a bit nervous of what's going to happen, but I'm getting a lot of inspiration from this site which helps.

[BankFodder]

Spend your time reading around. Because of the McNamara recording which we have in the Library, Lloyds should be one of the easiest banks to knock down if they decided to go to court.

[BARTY]

Still not had anything back from Lloyds Tsb, so emailed them and they say they have not received the letter. So I have emailed them a copy of the original letter. Oh well, I'll just have to wait some more!

[breadline]

Hi barty

did you sen dit recorded delivery, I do everything by post once its in the letter box, its sent..

many years ago at college, i learnt that once you place it in the letterbox its in your favour as legaly sent and recorded is better as you know! they have got it.

 

Not sure if this has changed now,would like to know if it has.

 

jules ;-)

[matmondez]

I too have sent a dpa to lloyds tsb but have yet got no reply. Anyone got the email address for them? Wish i had done recorded delivery as i have lost £10 pounds now. The letter was posted 2 wks ago.

[BankFodder]

Still not had anything back from Lloyds Tsb, so emailed them and they say they have not received the letter. So I have emailed them a copy of the original letter. Oh well, I'll just have to wait some more!

Did you send £10?

[BankFodder]

I too have sent a dpa to lloyds tsb but have yet got no reply. Anyone got the email address for them? Wish i had done recorded delivery as i have lost £10 pounds now. The letter was posted 2 wks ago.

Why have you lost it? Did you send it cash?

[BARTY]

No, didn't send it recorded, wish I had now. Have authorised them that they can take up to £10 out of my account on the email I sent.

[matmondez]

Sent Dpa to lloyds Tsb BX1 1LT which i now have learnt is a call centre, i got it off the online banking page it said any complaints should be sent here. I have tried to see if any1 could tell me if they recieved my letter but noone has a clue. I have now sent it recoreded delivery to my local bank, (another £10) this was yesterday, the manageress rang me today asking why i wanted the D.P.A and "had i something against any member of staff". I said i just want it for curioisty and thats all. After reading all posts now i realise i should have sent DPA somewere else to start with. But i am assured it is now being sent to the correct department. I love this forum as it could probably sling me a single dad who is strungling a life line. I reckon my charges over 6 years will be in excess of 6k.

 

Thanks people in advance for all help as you wouldn`t believe just how much you are helping.

[BARTY]

Finally received my statements and lists of charges today, I haven't had chance to have a good look yet, but I will do tonight when kids are in bed. I'm looking forward to getting on to the next stage.

[Loula]

Barty,

 

That is great news.

 

Let us know when you send the preliminary letter!

 

LOULA

[BARTY]

Right I have sent the Preliminary letter today by recorded delivery, I'm claiming £1427. I expect to receive the standard reply as most others have. 14 days and counting!!!

[Loula]

Cool!

 

Keep us posted. Expect the 'yeah right on your bike' response in about 10 days.

 

LOULA

[BARTY]

Hi

Well I received the letter today (very quick reply!), standard letter like all the rest. Now do I still have to give them the 14 days or can I send the Letter Before Action straight away? I have read quite a few differing opinions on this.

Thanks in advance.

[Loula]

Yep loads of differing advice on this one...

 

my stance is wait!

 

You have nothing to lose by waiting and if you get to court (very unlikely) and can show you give them the alloted 14 to 'change their minds' then this will count in your favour.

 

I would prepare your LBA dated 9 May and have it sitting waiting to send. It is only just over a week away. Spend the time hugging yourself and feeling good that you should be receiving some of your hard earned cash back very soon!

 

LOULA

[BARTY]

Thanks Loula, I think that's the best way to do it Roll on 9th May!!!

[BARTY]

LBA sent today by recorded delivery, I notice there is quite a few of us sending one out around this time, it'll be interesting to see who gets a reply first.

[BARTY]

Hi

Filed with Money Claim today, £1737 plus court costs.

Wish me luck!!

Barty

[ppauls150]

I dont know how much i can say but if it is anything to do with what i have just gone through i found that they seem to acknowledge your claim on the moneyclaim website then the following day you get a letter from them offering a refund.

 

 

 

If you find this info useful please click on the scales in the top right hand corner of the thread

[BARTY]

Thanks, I hope it is that easy!

[johnsacco]

I dont know how much i can say but if it is anything to do with what i have just gone through i found that they seem to acknowledge your claim on the moneyclaim website then the following day you get a letter from them offering a refund.

 

 

 

If you find this info useful please click on the scales in the top right hand corner of the thread

 

Not my experience; I filed on 8 May 06, they acknowledged on 15 May 06 and I'm still waiting for a defence/questionnaire!

[BARTY]

Lloyds TSB have acknowledged the claim on 7th June, they intend to defend all of the claim, so they have until 3 July (is that right, 28 days from 5th June when claim was served??) to file their defence.

[BARTY]

Just a quick update, well not really as nothing has happened yet, I have not received the defence from Lloyds TSB and they only have until Monday. Do you think there is any chance of them not entering a defence and me winning by default? I bet they are just keeping me waiting til the last minute.

[reload]

Given that over the last couple of days Martineau Johnson seem to have handed off claims for Seharchi Clark and Mitchell to do instead, I'm guessing both solicitors are probably very busy and yours may have slipped past them. They've effectively only got two days to get their defense through with the weekend... you could be in luck

[BARTY]

Thanks Reload, hope you're right! The solicitors on my case are the Mitchell ones. This is getting really exciting now!