N Hunter Limited - The Secret Credit Reference Agency!

[MARTIN3030]

I posted the Guardian link this morning in the library.

Since National Hunter is part of Experian,I would have thought a S.A.R - (Subject Access Request) to them would have to include anything held by NH.

People need to be aware of this,they are obviously publicity shy and therefore will not be happy with news coming out.

All the more reasons why we should be asking questions.

 

 

Is worthy as a stickie just so it remains in focus.

[JonCris]

I wholly agree Martin.

 

Consumers who have been rejected for finance & don't know why should S.A.R - (Subject Access Request) this outfit & if there is any data that is untrue which probably caused the rejection the subject should then assess their losses & demand compensation both from this insidious organization as well as the original source of the false & misleading data

Edited November 15, 2008 by JonCris

[JonCris]

Also how do we know they have only refused fraudulent applications. We don't & neither do they.

 

It's clear they operate on suspicion alone & not on proven facts otherwise we would have seen, since it's inception, fraudsters being prosecuted up & down the country & we haven't nor will we

 

Also I think it's an absolute disgrace that the users of Hunter don't tell you they have used it when you have been rejected. It's also disgraceful that Experian, the owners of Hunter, keep quiet about it's use. It's clear that if consumers know nothing of this data base & it's use there is no possibility of false data being challenged by the victim.

 

What I want to know is where the hell is the Information Commissioners Office allowing this

Edited November 15, 2008 by JonCris

[ScarletPimpernel]

This is them:

 

Companies House info:

 

N HUNTER LIMITED

100 BARBIROLLI SQUARE

MANCHESTER

M2 3AB

Company No. 04546325

 

Same address on their ICO registration, from which I note that N Hunter processes CCTV surveillance footage.

 

Curiously, a search on the OFT Consumer Credit Licence database returns 'no result found' under N Hunter Ltd, National Hunter or their company registration number. A search of their registered office postcode brings up some DCAs I've never heard of (and oneI have - Telogram) - but no N Hunter Ltd.

[MARTIN3030]

Also how do we know they have only refused fraudulent applications. We don't & neither do they.

 

It's clear they operate on suspicion alone & not on proven facts otherwise we would have seen, since it's inception, fraudsters being prosecuted up & down the country & we haven't nor will we

 

 

Exactly JC

If the figure of 100,000 is correct (and theres no reason to doubt it) ....then we are talking of a lot of decisions.

Anyway the Governments guidelines on money laundering and anti terrorist activities within the financial system should in themselves be adequate to address.

I was talking to an ex debt collecter only this week who said consumers did not know the half of it.

It appears to be another world.

Personally I think people like Experian have become complacent into thinking they can do as they wish.Many Magistrates Courts have given them contracts to find offenders eluding warrants,fines and so on.

They are too closely involved with the establishment for comfort.

[MARTIN3030]

Telogram ?

 

Thats very interesting-Telogram is owned by Capquest

This gets more disturbing by the minute.

[The GodMother]

What really annoys me is that this company have been kept secret for years and dont seem to care about it.

 

Data Protection is key nowadays so how are this company allowed to operate in secret when they know just about everything data wise about us?

[ScarletPimpernel]

Telogram ?

 

Thats very interesting-Telogram is owned by Capquest

This gets more disturbing by the minute.

 

 

The Manchester registered office address seems to be used by a number of companies in the financial sector - others using it include a GE Capital subsidiary and the rather repellent-sounding The Host Partnership.

 

The world of the debt industry's corporate structure is nothing if not complex and seemingly set up to hide links. One only has to look at, for example, how many use dormant companies as fronts; at how many use any number of 'trading styles'; how many have many companies all trading from the same premises; and how incestuous the industry is, with companies that appear to compete passing accounts between each other. Not to mention, of course, the involvement of overseas investors and holding companies.

[MARTIN3030]

Yes Kingshill rings a bell.

And so does Capquest-run by 2 American venture Capitalists.Main offices registered well outside the UK.

 

They were very active in the sub prime market so this probably explains why they need cash now and as we know escalated their activities.

 

Lets just say that we are no better off for the tax they pay:rolleyes:

[MARTIN3030]

What really annoys me is that this company have been kept secret for years and dont seem to care about it.

 

Data Protection is key nowadays so how are this company allowed to operate in secret when they know just about everything data wise about us?

 

 

Would be interesting to see what the ICO has to say about it.

[ScarletPimpernel]

An image of 100 Barbirolli Square can be seen here. Note the caption.

 

Some of the other firms using the address:

 

 

EUROTRUST SERVICES LIMITED - DCA

GE KEYNES HOLDINGS LIMITED - DCA

PHONES ON FINANCE LTD

QUICKCLICK LOANS LIMITED - includes 'debt collection' in its ICO listing, but not 'provision of financial services', oddly. According to its Companies House listing, the nature if its business is 'medical practice activities'.

TELOGRAM LIMITED - listed as dormant by Companies House

THE DEBT PEOPLE LTD - 'IVA specialists' - and consolidation loans.

[JonCris]

I have already complained to the Information Commissioners Office that these so called lenders are nothing of the sort as they don't have a CCL issued by the OFT.

 

Therefore in my view they are simply deceiving loan applicants into giving personal information for the purpose of debt collection when there is no prospect of the applicant ever been given a loan

 

Needless to say I'm getting the runaround The Information Commissioners Office say "we don't issue CCL's" & the OFT say "we don't register data controllers" This is despite me repeatedly pointing out they don't have a CCL to offer loans & to the Information Commissioners Office that the registration is based on false information. I can only assume they are being deliberately obtuse in an effort to avoid answering the question truthfully

[The GodMother]

dont u mean covering the backsides so they dont get burnt.

[MARTIN3030]

I recall there being stuff in the data protection act which excludes a data controller from having to provide info, if its anything that concerns information that is collected for Fraud.

Just wondered if these ppl are hiding behind these sorts of exclusions.

[ScarletPimpernel]

I'm still wondering why N Hunter doesn't appear to have a consumer credit licence.

[JonCris]

I recall there being stuff in the data protection act which excludes a data controller from having to provide info, if its anything that concerns information that is collected for Fraud.

Just wondered if these ppl are hiding behind these sorts of exclusions.

 

 

Yes but only if the information is collected lawfully

[JonCris]

So am I SP

[blipvert]

It's a small office on an industrial estate. One building that houses around 12 different small business units. But they do have a small sign above the door.

 

a bit like the landlords name above a pub door then...

 

any chance of a photo being uploaded, I'm sure an outfit like this having kept themselves off the radar for so long won't mind a little exposure.

[JonCris]

Photo's of the Directors of these various institutions would I think be helpful. It's always nice to put a face to any future correspondence

[JonCris]

An image of 100 Barbirolli Square can be seen here. Note the caption.

 

Some of the other firms using the address:

 

 

EUROTRUST SERVICES LIMITED - DCA

GE KEYNES HOLDINGS LIMITED - DCA

PHONES ON FINANCE LTD

QUICKCLICK LOANS LIMITED - includes 'debt collection' in its ICO listing, but not 'provision of financial services', oddly. According to its Companies House listing, the nature if its business is 'medical practice activities'.

TELOGRAM LIMITED - listed as dormant by Companies House

THE DEBT PEOPLE LTD - 'IVA specialists' - and consolidation loans.

 

IT would appear that Phones on Finance may have the same data reg no as this co.

No Worries! Loans - Take The Worry Out Of Your Secured, Unsecured ...

 

Phones on Finance Ltd trading as No Worries! Loans. Company Reg No: 05592640. Data Protection Reg No: Z9259075. Consumer Credit License No: 578817. ...

No Worries! Loans - Take The Worry Out Of Your Secured, Unsecured, and Personal Loans

[ukaviator]

N Hunter website link:

 

Welcome to National Hunter

 

They say:

 

"We do not hold any credit scoring records, credit histories, information concerning County Court Judgements (CCJs) or bankruptcies, nor do we store Electoral Roll information. The information that is held relates only to applications made to our member organisations, and consists only of the application information supplied by the applicant(s)".

 

This is one dodgy Men in Black organisation i bet.

[ukaviator]

Also found this from the Experian press office:

 

Experian Global Press Office

 

and here:

 

https://secured.experian-scorex.com/Oracle/Uploads/News/PressReleases/07-01-08%20National%20Hunter.pdf

 

They can't be doing that good a job there, as fraud is on the increase..

[JonCris]

Like I said earlier we only have their word for it that only fraudulent applications get rejected. Nothing but spin/garbage/lies to justify their existance

[JonCris]

Also found this from the Experian press office:

 

Experian Global Press Office

 

and here:

 

https://secured.experian-scorex.com/Oracle/Uploads/News/PressReleases/07-01-08%20National%20Hunter.pdf

 

They can't be doing that good a job there, as fraud is on the increase..

 

 

Of course claiming it's on the increase is of NO benefit to Experian...........or is it............many more clients perhaps

[MARTIN3030]

Well Well........I have been doing a little digging tonight.

I looked on the ICOs register and took the postcode for Telograms registration.

 

Using the SAME postcode I entered a further search.

Suprise Suprise....N Hunter came up along with loads of companies registered at the same address.

Too many to list but heres a couple;

 

 

 

Oh by the way....I couldnt happen to notice the last one is due to expire in a couple of days-hope they have not forgot to renew it.

I will certainly be watching to see.

 

 

 

Registration Number: Z9616911

 

Date Registered: 28 September 2006 Registration Expires: 27 September 2009

 

Data Controller: TELOGRAM LIMITED

 

Address:

 

100 BARBIROLLI SQUARE

MANCHESTER

GREATER MANCHESTER

M2 3AB

 

 

Registration Number: Z7356018

 

Date Registered: 23 January 2003 Registration Expires: 22 January 2009

 

Data Controller: N HUNTER LTD

 

Address:

 

100 BARBIROLLI SQUARE

MANCHESTER

M2 3AB

 

Other Names:

 

NATIONAL HUNTER

 

 

Registration Number: Z8946320

 

Date Registered: 16 February 2005 Registration Expires: 15 February 2009

 

Data Controller: THE DEBT PEOPLE LTD

 

Address:

 

100 BARBIROLLI SQUARE

MANCHESTER

M2 3AB

 

Other Names:

 

UK DEBTSOLUTION

THE DEBT PEOPLE

 

 

 

 

Registration Number: Z5087579

 

Date Registered: 25 October 2000 Registration Expires: 24 October 2009

 

Data Controller: GE CAPITAL GROUP SERVICES LIMITED

 

Address:

 

100 BARBIROLLI SQUARE

MANCHESTER

M2 3AB

 

Other Names:

 

GE EQUITY

GE STRUCTURED FINANCE

GE CAPITAL MARKETS SERVICE

 

 

Registration Number: Z9259075

 

Date Registered: 21 November 2005 Registration Expires: 20 November 2008

 

Data Controller: PHONES ON FINANCE LTD

 

Address:

 

100 BARBIROLLI SQUARE

MANCHESTER

M2 3AB

 

 

Seems the postman must be working full time to deliver to this place !!!

 

 

By the way-notice the last entry is due to lapse on 20th Nov-I hope they did not forget-cause I wont.

 

This whole scenario has a very bad smell to it.

Edited November 16, 2008 by MARTIN3030