Hello, I hope someone can please offer some advice. I work in a small retail outlet, prior to the COVID lockdown there were around 10 on the payroll but most of us do part time so at any one time there were probably 4 to 5 of us at work. For around 5 years, I have been doing a set number of hours lets say A to B and they suited me and my circumstances.. When Boris did his first number 10 speech back in march, I was quite worried and so was my daughter, I decided to go on furlough to see how things would pan out. Where I worked stayed open because it fell under the essential category. My boss wasn't that pleased but accepted i was furloughing. I furloughed for a month or so, after this I decided to return to work as COVID wasn't some sort of Science Fiction its the end of the world scenario. The number of staff at work had been reduced ( on furlough) and we maintained social distancing. When I was on my short furlough, a colleague did my A to B hours. Prior to COVID, this colleague did hours - lets say C to D. On my return to work after the short furlough, I was doing my colleagues C to D hours. At the time, I accepted this swapped hours situation because things were still relatively up in the air. But now the payroll has settled down ( some took voluntary redundancy ), the time slots have also settled down but my colleague is bent on keeping my old A to B hours, she is quite vocal and it seems the boss goes along with it. Is there anything I can do.. thank you

My partner, in a previous relationship, managed to get into housing benefit overpayment situation. It is being paid back through a DEA to the council but at a very small % of part time working at minimum rates of pay. It will take decades. I thought I'd ask here first, would a full and final settlement figure be an appropriate thing to seek under these circumstances, and if so, what figure. thanks

i posted this back in july but probably to the wrong forum. I'm not on 192 but I am on this lot: I'm not sure if I've posted this to the right forum, if i haven't then ( moderator ) please feel free to move it. Every now and again, I check my internet digital footprint to make sure I'm under the radar. I did it again last night and stumbled across this site, and guess what, I'm on it: [removed] digging further, i see they have a removal link but the process seems quite long winded: [removed] if you go to the form, they also want detailed reasons why you want to be removed which seem a catch all for them to say no: [removed] I was wondering if anyone else on here has dealt with this outfit. There also seems to be a duplicate site although I'm not sure if its the same outfit. [removed]

done my involvement with cag was circa 5 years ago and I remember him assisting me, thankfully, things are now settled and i rarely post due to time issues, but I would like to express my gratitude and appreciation to Martin, - and warmest regards to family and loved ones. blipvert

A very interesting article from UNITE on Performance Management. http://www.unitetheunion.org/pdf/(JN3144)%20Performance%20Management%20Briefing.pdf

Interesting thread, sounds terrible, out of curiosity, is this a British company and do these pmp's originate from HR in that they have targets.

http://www.tescovaluecards.com/ I've downloaded the lot

i've just come across this thread, and skimmed it so havn't read every post so apologies if already mentioned. would these 2.0l bmw engines be the M47R by any chance. If so, the reason the turbo 'appears' to fail is due to a clogged up PCV ( positive crankcase venting ) filter. When this filter ( about the size of a cotton reel ) gets caked up, the oil can become pressurised, one exit route for the pressurised oil is past the seals in the turbo straight into the combustion chamber. BMW later modified the PCV by doing away with the filter and having a passive chamber that collected gunge.

Patients' medical records go online without consent - Telegraph opt out form here: (scroll to bottom ) http://www.connectingforhealth.nhs.uk/systemsandservices/scr/documents/optout.pdf

um, sorry debt4get, i clicked on that link and some pages came up that were quite frankly in cloud cuckoo land

can't the OP get a charging order in favour of a trusted relative for the equity leaving lowells CO worthless or is that seen as squirelling away assets. Also, do some CO's come with a bite in that the creditor can force a sale.

I had a an alleged cc debt bought by a well known dca who are currently on the OFT radar, this happened circa 18 months ago. First up was to request a valid executed copy of the CCA, usual canned replies and since then, no sign of one. On Monday, an envelope arrives containing 2 CCA's. They are each different but both purport to be 'credit card agreements regulated by the consumer credit act 1974' and from the same original creditor. they have different page counts, and 'structure' etc. Neither bear my signature or that of the original creditor but do both bear my name and address. They look like they are fresh off a laser printer and reconstructed. However, no covering letter was attached claiming what they are. Any ideas what they're upto ? TIA

was the belt fitted over-tensioned i wonder.

Did the garage use a mechanics stethoscope, have you thought about using one, they are very simple to use and may yield vital clues. If you can find the source of the knocking using one then I'd say the garage were negligent.

I used this in the past (courtesy of PT) > Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you. There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance. >

Crunch victims use anti-stalking laws to challenge 'greedy' banks - Home News, UK - The Independent

something to bear in mind the amount allegedly owed is £1480, but BR proceedings would cost circa £800 and that gets paid by the petitioner who at the end of it all, would have no control over any of the proceeds, the OR does.

9 years ?. has this alleged debt been acknowledged within the last 6 years. If not then its statute barred.

I have occasionally checked the 'signed for signature' using Royal Mail and it used to be definately visible which surprised me. Last time I did this it was circa Nov/Dec last year.

Bailiff for Bovey: Moment legal papers were served on Anthea¿s husband after financial meltdown | Mail Online but please take heart, what an uplifting story.

I watched the start of that. It felt like I had taken zopiclone.

> Ministers consider changes on council pensions By Norma Cohen Published: July 3 2009 23:36 | Last updated: July 3 2009 23:36 Funding requirements for 3.7m council workers’ pensions could be loosened by the government to avoid a sharp increase in local taxes or a showdown with the unions. According to a paper by the local government department seen by the Financial Times, councils should not have to keep enough money on hand to pay all promised pension benefits because their “constitutional permanence” means that they do not face the same threat of bankruptcy as private companies. Many local authorities face spiralling pension deficits, but the paper says the cost of addressing the shortfalls, which some councils say would have to include tax increases and cuts in services or workers’ benefits, could be “disproportionately significant”. John Ball, head of defined benefit pensions at Watson Wyatt, the actuarial consultants, said private employers would be “open-mouthed” when they learnt of the proposals. “If these deficits are kicked into the long grass, it will mean that the council tax payers of tomorrow have to pay for the services their parents have consumed,” said Mr Ball. The proposals come amid a rising tide of criticism about the cost of public sector final salary pensions. Growing numbers of private employers are closing schemes to new and existing members because benefits are too risky and expensive to provide. The local government pension scheme, which has 3.7m members, has enough money to cover only 83 per cent of its promised benefits, according to its last valuation in March 2007, when stock markets were near their peak. According to calculations by Watson Wyatt, that is likely to have fallen to no more than 50-60 per cent funded, leaving a shortfall of about £100bn today. The paper by the Department for Communities and Local Government said that by the time of the next council pension scheme valuation – in March next year – the situation was likely to be even worse. Although most private company pension schemes are obliged to erase their deficits within 10 years, public sector employers have more leeway. The most recent average target is 20 years. The Pensions Regulator has said it will allow longer periods for some private employers but only those using realistic assumptions about how much their pension promises will actually cost. >

the other thing to consider here is would it be financially viable. The OFT pulled them up over this, (issuing SD's when the assets of the alledged debtor were very low). The way BR works is that it'd cost the petitioner (connaught/1st C) circa 850 to issue proceedings but even IF, it were successful, they have no say over how any 'assets' are divided, that is done by the OR and they'd dole out the proceeds from assets pro-rata. Lets take an extreme example, say for example you live with your parents, you don't own a car and have an old black and white goggly in your bedroom. its a no brainer.

They had 'requested' (past tense) but investigations proved otherwise. A clear attempt to mislead by asserting an untrue 'fact' which to the ill-informed could be to the letter writers advantage (I wonder how often this threatogram actually works for them). I have to agree with post 4.

got a link you can post pls ?