Acquired vehicle on 20/6/2023, DVLA stated according to their records on 12/8/2023 vehicle not taxed. On receipt of the DVLA letter on 16/8/2023 I applied for the tax, which as it is an electric vehicle there was no tax due. DVLA confirmed that the tax would be effective from 1/8/2023. So the time “without tax” I compute to be 42 days.

Just seen your response dx, I think you maybe correct, I will wait and see!

Thanks for the link Nicky Boy. I have checked there and can see that the 4th section could be applicable, as the date they identified as the date that the vehicle was not taxed the vehicle was not on the public road, so not seen on a camera! Additionally, their OCS does not include their “plus 1+ 1/2 outstanding vehicle tax” as is stated in the 4th section. However they do also state that not to pay is a criminal offence and the case MAY be pursued through the magistrates court. Considering all of the above, I am thinking to pay their unreasonable £30 and pursue them for a refund? Thanks for your input. t

I have received a Untaxed Vehicle Out of Court settlement demand for £30 from the DVLA in respect of an all electric vehicle, on which no vehicle tax is applicable! Are they legally entitled to demand this £30? On investigation, even though no tax is due it is apparent that an application for tax has to be made, no mention of this is on the vehicle’s V5C document! I have now applied and received confirmation that the “tax” was recorded as retrospectively starting on 1st August, which now covers the date that DVLA say that their records show it was not taxed!

Thanks for the assurance. t

UPDATE I took BT Business to the Ombudsman over this issue. Ombudsman found in my favour, awarded compensation and told BT to apologise and change account name as requested. Turns out this issue is covered by their terms and conditions, which they did not comply with! t

Thanks dx ignored now! t

I have had 2 soft searches showing on my Equifax file today. I appreciate that, evidently, soft searches do not affect results of searches carried out by “serious” searches perhaps instigated by banks or other institutions. However, the soft searches are marked as instigated by Capital One (Europe) PLC and the other one by Zopa Card with Experian. I have not applied to anyone for any credit or insurances. Should I be concerned about these searches or just forget about them? Thanks for reading. t

Thank You dx

OK, thanks dx, the debt was passed around to Weightmans, Phoenix, Marlin and then I was getting chaser letters from Mortimer Clarke. The solicitor who handled the sale of my house paid Mortimer Clarke as far as I know. I think my solicitor contacted them initially ( I gave the solicitor their details as they had been chasing me) They quoted a larger sum than that was owed, and my solicitor told me that, in the interests of getting the sale through, to pay first and I told him I would pursue after sale to recoup the overpayment. It was paid I think by bank transfer to Mortimer Clark by my solicitor.

Thanks for you comment dx, I realise from previous posts that I was conned, but rightly or wrongly, following incorrect advice from a local solicitor at the time, my wife signed a document to agree to the charge on the property and the charge was placed after a court hearing and is still, as stated on my last post on here, and almost 3 months since the sum was paid on the Land Registry Title register. I am concerned that, if not removed, it might have a detrimental effect. The precise wording on the Title deeds is: Entry Date 2007-06-15 Charge dated 19 April 2007 in favour of HFC Bank Limited. Do I chase my solicitor who paid the inflated debt, or HFC, whose name the charge is on the register, or Mortimed Clarke who was the solicitor representing HFC? t

I sold my house and completed on 16th January 2023. The holder of the main mortgage was paid off in full on that day, and their entry on the title deeds of the property were removed the very next day, I received written confirmation from both the bank and the Land Registry. Also paid off on the 16th January was a debt to HFC bank, which was being administered by Mortimer Clarke. I was "conned" into agreeing the charge on the property years ago, albeit it was my credit card debt and the property was in joint names at the time. There was an old thread about this Marbles card debt on here a few years ago. I have checked with the Land Registry today and found that, despite the HFC debt having been paid, the charge has still not been removed, almost 3 months after the payment. What is the best way foward with this matter please? Thanks t

Thanks for the explanation Andy, there are no such arrangements showing on my credit files.

Thanks for that dx. Does it matter that I may have requested a CCA many years ago, and perhaps received one/some back then? Apologies, but please clarify “ an OC does not have a client DCA” I don’t understand, sorry! Thanks Andy, but please explain “AP” ?

Hello again dx Amex have not stated AIC or anyone as client they just sent a “Notice of Referral to External Collections Agency” and within the text of the notice “This account has been passed to a specialist agency who will contact you (sic)……” No one other than AIC has contacted me about these accounts. Two notices were sent, one for the charge card and one for the credit card. Both had balances indicated there in. Before the notices received in 12/2021 I had correspondence from AIC about the both accounts, and after the notices I received 1 letter about the credit card from AIC, nothing about the charge card. So I am assuming that I write change of address to Amex? No statements from Amex, Wescot/Cabot, and Link/CCJ. Only statements from NatWest Visa - monthly, and Barclays - card and loan, 1/2 yearly. All accounts opened pre 1990 at least, Amex in 1977!