Loads of GE capital cards, one claim? - ***WON***

[HSBCrusher]

I have quite a few of these blighters, all of them have made charges.

All the cards are GE capital, would I be able to combine the lot?

Or would loads of little letters do?

[alanfromderby]

I don't see why you can't combine them - certainly the DPA request should bring up all the accounts, and it would seem sensible for the claims to be dealt with in the same way.

[HSBCrusher]

Sounds good.

Already taking HSBC to the cleaners, this is starting to become enjoyable.

[mahala]

Unless the combined claims total more than £5000, then you might want to split them so you can keep the claims in the Small Claims Court.

 

Good luck!

[HSBCrusher]

Hello again folks, it's been a long time, some website has been taking up my time somewhat recently.....

anyhow.

5 GE Capital store cards, £603 in total.

Letter sent off for repayment of these unlawful charges sent off today!

Cooking on gas!

[bravingtonbear]

Hi I have three ge capital cards so will do the same.. did you just list all theree accounts numbers on the latter?

 

Will watch carful at your progress

[HSBCrusher]

I sent details of 5 different accounts.

still waiting for some correspondence from them.

It's time for a LBA methinks.

 

[alisonfielduk]

I have two store cards, topshop and river island, with loads of late payment charges on they are both run by GE should i lodge my complaints to them or to the stores?

 

also i have just had my bank charges refunded from hsbc is this the same process?

 

thanks for any help you can offer:rolleyes:

[HSBCrusher]

Hello!

 

got your money back from hsbc?

well done!

 

You will have to send your letters to GE capital, the addtess is on your statements. I sent one letter with all the charges on all the accounts at once.

 

 

Crusher

[Glenn UK]

HI HSBCrusher

 

 

Did you get a response from GE for your SAR?

 

Im curious i have just remembered about a burtons car, i sent of a SAr specifically mentioning a debenhams and House of fraser card but so far only data back re the HOF card.

 

I think that GE are being economical with the truth in my case?

 

Glenn

[HSBCrusher]

GE will hold all the info about all the accounts, in fact we used to send a cheque payment in one "lump" (all the payments for all 5 cards clumped together in one cheque) and never had any problems.

[Glenn UK]

Crusher

 

Thats what I thought, I will see what turns up beofre the 40 days expire in case they are going to send etails of all my dealings with them before acting.

 

Thanks

 

Glenn

[HSBCrusher]

They do seem mighty slow.

[HSBCrusher]

well, LBA has been posted off.

Still waiting for any response whatsoever from these guys.

[HSBCrusher]

RESULT!!!!

 

A very polite letter, full refund of everything debited into the corresponding accounts. The amounts differ but add up to the same figure for some reason. I am amazed at how easily they coughed up actually.

 

Didnt even get asked to sign anything.

 

 

One tin of whoopass duley opened!

[sarahwarren]

Excellent news!!!

 

I was thinking of attempting that...now I will!

 

Thanks!

[HSBCrusher]

excellent, thats what this site is all about!

all the best with your claim!

 

Crusher:D

[sarahwarren]

Land where the wild pasty runs free????

 

Sounds rather local to me, me thinks!!!!

 

Got fields of wild dumplings running around here - although I was born in pasty land!!!!

 

Glad to hear it was fairly straight forward...let's hope they all start to follow suit!!!!

 

 

Sarah

[HSBCrusher]

'tis indeed where I come from?

Devon? I suppose we all can't live in God's country....

[sarahwarren]

Hmmmm...

 

I was born in cornwall and lived there for my first 5 years.

 

Nice to hear there are people in the south west on here!!!!

 

Especially the one's who win their claims!!!!

[HSBCrusher]

Of course!

Cornishmen are renowned for being tighter than a ducks furt*, now, that's watertight!

 

 

 

*

"furt" definition. Cornish word for bum.

[mo]

well done great,,what address did you use for them?

[HSBCrusher]

GE Capital Bank Limited

Customer Service Dept

PO Box 700

Leeds

LS99 2BD

[me_n_my_kids]

well done! thats my sar sent off, im following u lol

[HSBCrusher]

well done!

 

I found these guys the easiest to deal with, although they did try to pass on the payment they made to me onto somebody else!

 

let me explain.

 

Principles used to be ge capital, then it changed to it's own credit provider. I claimed for charges only applied whilst the account was run by ge (dont worry, I will catch up with the other lot after I finish with ltsb )

Well, I got my money back, but a few weeks later I noticed about £60 added onto the new non-ge principles account, the blighters had repaid me, but then reclaimed the amount from my new account!

Well, after a few choice words, and about 6 weeks wait (I had to find out who had taken this amount, although I thought it was ge, I had to wait for the wheels to turn so I could find out for sure), the money is going to be repaid.