Which Bank is digging in deepest?

[nicsussex]

I find the poll on bank charges refunded fascinating and appreciate that it can never be totally up to date.

 

However whilst scrolling through the litigation/litigation concluded sections I think there are some case that are dragging on much further than others - is there a pattern emerging here about which of the banks is dargging things out the longest?

 

I have my suscpisions - but would love to hear comments.

[Spiceskull]

From experience I know that HSBC are taking it to the very edge...unless your claim is very small you should not expect an offer of settlement until you have raised your court claim. I'm not quite certain what their unwritten threshold is, but suspect it is definitely less than £1K.

[nicsussex]

Thanks for prompt reply - my concern is with LTSB - seem to be many earlier litigation in process entries - not so many concluded - appreciate that this also can be totally up to date - but there does seem to be a bit of a trend emerging.

 

Would appreciate anyones input.

 

 

*You can use your edit button - but I did it for you:)*

[nicsussex]

Just read that back - apologies for the typing! Spill checker clearly not working!

[Guy]

I would say Nastywest are toughest so far. Barclays not far behind unless they are getting gagging restrictions as the barclays threads seem to go quiet towards the end of claim deadlines.

 

I have both running and am seeing just how long they will hold their nerve.

[Alleycat]

Cap One although a pain in the bum seem to be giving partial refunds quite early on in the proceedings. Also, settling the full balance reasonably quickly as well compared to others. OH has so far had £40 back at Prelim stage and we are awaiting a cheque for £100 from LBA stage.

 

From what I have been reading on the Barclays board, they are really taking it down to the wire. Though its hard to know what is going on as the previous poster said, it all seems to go rather quiet as soon as cases are filed. At the end of the day, I am not prepared to sign any sort of gagging order, they can whistle for it. If they want to go to court, then thats cool with me.

[nicsussex]

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