Natwest/mitchell Claimform - **£15k tomlin agreed** - now they say its £23k?

[steven4064]

You could put that in point 5 to make it clear - CPR Part 31.14, presumably

 

Otherwise this is a pretty standard pt2537 defence

[42man]

Looks good lmrn37 (send it out recorded too).....I think the next thing you'll receive if they haven't got the stomach for a fight is the AQ....keep us posted

[lmrn37]

do i need to send this to courts and their solicitor or just courts

[42man]

Definitely one to court....(not sure about the sols...either the court sends it on or you DO need to send it...not 100%)

[lmrn37]

Well had a letter from their Sols this morning with an attached letter from Nat West. It basically says that I messed up and put the wrong account on the original CCa request (which I did) it was for the current account not the loan account. (my fault).

 

The letter from the sols clearly has the Court ref number on it so they should be fully aware of what I am refering to ie loan account but still no compliance to my CPR request from then.

 

Do I carry on with the defence I have got, was going to post it today as its got to be there y the end of next week or do I have to do another defence.

 

Help anyone.

 

Thanks

[42man]

Carry on as usual....despite the CCA request, you have requested the information under the CPR as well....

[42man]

It doesn't look like you mentioned making the CCA request in your defence. But they will still have to produce it under the CPR...

[lmrn37]

Thanks mate

[lmrn37]

Hello all, this is with regards to my credit card part. Had a nice little yeloow card come through the post from Allied International today asking me to pay off the full balance owed.

 

This is after I sent the dispute notice off and requested a SAR.

 

Should I just ignore them or write them a letter saying this account is in dispute, Natwest are aware and have been advised of this. So, go away and don't send me another letter?

[lmrn37]

Hello all

 

Well have had a reply from court re the loan side of things. They are sending the sols / natwest a copy of my defence they have 28 days to reply.

 

Also had a reply re the credit card and 42man you were right, they are going down the lines that I signed the card and the terms and conditions were enclosed with the application form so its tough, and I am still indebtness to them. I have SAR them so waiting for that to come through now to see if they have put illegal charges on the account.

 

Any advise would be grateful on what to do next

 

Thanks

[42man]

Still nothing from the CPR ? Are you ok on the higher court laws LMRN ? send me a PM if you need any help (and keep your thread updated)...

[lmrn37]

Hi 42man

 

No nothing re the CPR request other than the reply I put at thread 55. All I have had is from the courts in relation to my defence being sent to their sols / natwest and thats it.

[42man]

How about these to help ?

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/161469-1st-credit-animal.html

 

or slightly longer....

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/167353-help-court-claim-howard-2.html

[lmrn37]

Basically, hope that they don't reply to my defence within the 28 days ring the court just after and hopefully get a strike out?

 

Hopefully things will go to plan but I doubt it they never seem to.

[lmrn37]

I have put the letters on here to show you what I have received from their sols after i sent and they received the CPR request

 

 

 

[/url]

 

Edited March 5, 2009 by lmrn37
name still on it

[lmrn37]

for some reason wont let me edit

 

 

 

Edited March 5, 2009 by lmrn37

[lmrn37]

http://i698.photobucket.com/albums/vv342/lmrn1/natwestloan12.jpg

 

http://i698.photobucket.com/albums/vv342/lmrn1/natwestloan13.jpg

[42man]

They have failed to respond to the CPR.....I presume you haven't had an AQ through yet ?....

[lmrn37]

No, they have about 24 days left from their 28 days after court have sent them my defence

[42man]

I would keep in touch with the courts regularly too....the CPR makes it quite clear, the next stage should be an Allocation Questionnaire....how can you possibly defend without them complying with the CPR !!

[42man]

A quick question......the figure in the POC is over £25k.....was it originally this or less than 25K ? or more ?

[lmrn37]

i think it was under

 

Are you thinking about the interest ?

[lmrn37]

Just another question. Should I have received a termination notice from them. i did receive a default notice (I think)

[underdog13]

They don't always issue a termination notice - you could try asking them to confirm the status of your account in writing.

[42man]

I was initially worried as over £25k it would be an unregulated agreement....