Hello, I've been paying off a CCJ which was some £8k (debt plus charges) since 2012, at £30 a month which was the amount agreed by the court. Debt is now down to £3k. (*amounts deliberately inaccurate to avoid identification, nowt wrong with my arithmetic) They have written to ask for a review and for me to complete a long income and expenditure form, which I'm not about to do.
I'm even less well off than I was in 2011, on universal credit and 66 years old, so I'd like to get the payments reduced downward. Increasing them certainly isn't an option. I offered them (by phone) £500 to pay it off last year, as I had a small lump sum available but they didn't come back to me.
I would just like some advice on dealing with them, please?
Is speaking to them on the phone dangerous?
Would there be any benefit in appealing to the court for variation, given the length of time that has elapsed.
Thank you very much.