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Bookworm

By Bookworm
in General Retail

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Bookworm

Bookworm

Posted
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Posted

The problem with something like that is that it just confirms to me that a nasty scratch on the table and a few weeks of hassle is not such a big deal and not worth massive amounts of compo. I'm probably too fair for my own good. :-| :razz:

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  • 3 weeks later...
Bookworm

Bookworm

Posted
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Well, thanks to MTM's egging me on, I did ask for 20% off, and today settled for £450 off (20% would have been £500) the total price, so thanks MTM, if you hadn't , I would have settled for about £200. :-D

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jonni2bad

jonni2bad

Posted
Posted

The little people, eh?

 

Looks like another very good result. Well done ;)

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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caro

caro

Posted
Posted

Congratulations Bookie. Just goes to show if you don't ask you don't get.:p

 

What's Best for You?

 

 

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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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MilkTrayMan

MilkTrayMan

Posted
Posted
...today settled for £450 off (20% would have been £500) the total price...
WIMP

 

I said AT LEAST...:rolleyes:

...Some inspiration U are for the 'little peeps' BW...:p

 

WHY doesn't anyone EVER listen to me??...:sad:

 

...:D

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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HSBCrusher

HSBCrusher

Posted
Posted

an excellent result booky.

 

no go buy MTM some beer.

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

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ukaviator

ukaviator

Posted
Posted

Well done Bookie . . . .

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Lula

Lula

Posted
Posted

You can just imagine her on the phone can't you "I wuunnt ma muuuuneeeeyyy"

 

 

 

Off to hide now :)

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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slick132

slick132

Posted
Posted

Well done Bookie

 

(and MTM) ;)

We could do with some help from you

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Spiceskull

Spiceskull

Posted
Posted

Well, at least SOMETHING positive happened yesterday... :cool:

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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sea-sidelady

sea-sidelady

Posted
Posted

Well done Bookie. :D

 

Drinks are on you in Liverpool. :p

 

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  • 2 years later...
Bookworm

Bookworm

Posted
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Time for a revival of this thread, although it's not LoL which are the issue any more, but Creation Finance. :rolleyes:

 

I paid off the credit agreement in May 10, as expected, having got a final figure and checked that the balance was a great big fat ZERO.

 

I came back from holidays to find a letter from them stating that the bank had informed them that my DD agreement had been cancelled (WHAT DD? :rolleyes:) and they'd added £30 admin fee to my account (WHAT account? :razz:) in accordance with the T&Cs of my agreement (WHAT agreement? :-D). Oh, and apparently I am in arrears of £112.82.

 

This should be fun. :-D

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JonCris

JonCris

Posted
Posted
Time for a revival of this thread, although it's not LoL which are the issue any more, but Creation Finance. :rolleyes:

 

I paid off the credit agreement in May 10, as expected, having got a final figure and checked that the balance was a great big fat ZERO.

 

I came back from holidays to find a letter from them stating that the bank had informed them that my DD agreement had been cancelled (WHAT DD? :rolleyes:) and they'd added £30 admin fee to my account (WHAT account? :razz:) in accordance with the T&Cs of my agreement (WHAT agreement? :-D). Oh, and apparently I am in arrears of £112.82.

 

This should be fun. :-D

 

'Creation' Finance aptly named I see:lol:

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  • 4 weeks later...
Bookworm

Bookworm

Posted
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Where was I?

 

Oh yes, having sent them a letter telling them I owed them a big fat zilch, they sent me a breakdown of the account... What do you know, according to their figures, the last payment I made isn't showing! :rolleyes:

 

So I sent them a copy of my bank statement showing the payment to them, and telling them where to stick their charges.

 

Today, got a letter from a "DCA" (must be inhouse as the address is the same! :lol:). Bunch of morons. :rolleyes:

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  • 2 weeks later...
Bookworm

Bookworm

Posted
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Still no reply to my letter, instead, they "will pass the debt to an outside debt collection agency", and for this have added, wait for it, ONE HUNDRED POUNDS to the balance. :shock:

 

I said to DH yesterday that between the ones I have paid off religiously and faithfully and the ones I have defaulted on, you can't tell the difference by their letters or behaviours, at which point you wonder why bother paying them at all really. :rolleyes:

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  • 3 weeks later...
Bookworm

Bookworm

Posted
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Final (here's hoping!) instalment to the saga:

 

CF phoned the other night. Well trianed, Mr Bookie was about to refuse to clear security when I said, no no no, let me talk to them!!!

 

Lady at the other end of the phone tried to tell me that I owed x amount of hundreds of pounds, to which I told her not, I owed her nothing. Told her I had sent copy of my bank statement, which they'd ignored, and that they could add charges until the cows come home, wouldn't make any difference. She checked it, no sign of any of my letters :rolleyes:, but she asked me for the ref no on the payment made, then said that I had given the wrong ref number on the bank payment (funny that the same ref no went through no problem for 2 years before that every month!) and that she would get the money transferred back to our account. she then said she would talk to her manager to "see what they could do" about removing the charges to which I nicely replied that they could do whatever they wanted about that, because I didn't owe them a penny and wouldn't pay another penny, and that how they dealt with the account from now on was really not my problem!

 

So HOPEFULLY, that will be the end of the matter once and for all. :madgrin:

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