sam - lloyds tsb

[westham34]

hi reload,sorry about that yeah got my s/sheet sorted all done just waiting for the 14 days which should be by 28/06/06 then will send that of with the 2 nd letter then wait 14 days the claim for court this is right aint it thanks for your help sam

[reload]

Got it in one

[westham34]

THANKS RELOAD,i know in my head but its making sure

[westham34]

HI ALL

UPDATE,14 days up with a letter from lloyds staying that i am sorry you have not been happy with our response to date etc etc etc now its time for the court claim :o

[bram stoker]

Go go go. Don't forget to add that 8% now.

[westham34]

hi vampires,thanks

[westham34]

hi all update have started to fill in court forms doing them by hand but im finding it hard as what to put in them hope this is the last step as im getting fred up with all this now just want my money lol thanks again for your help will stay in touch sam

[westham34]

hi all,can someone tell me what i have to put on my court claim as i dont really understand it i would be greatfull and one more thing on back of form it says about human rights do i tick that sorry about this sam

[westham34]

hi all im still waiting for some answers,do i tick the box at back of court form or not as im waiting to send it off thank you

[closey]

Hi sam,

 

sorry you're query was overlooked.

 

Please see the link below for a guide on how to complete your allocation questionnaire.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

[BARTY]

Hi

The question about Human Rights, you tick no.

There is a thread in the Bank Template Library all about filling in the forms.

HTH

Barty

 

Whoops too slow!

[westham34]

HI,WELL ITS BEEN A FEW MONTHS SINCE LAST ON SORRY,ANY WAY STILL HAVE NOT TOOK PAPERS TO COURT AS

1, FEELING A BIT UNSURE

2, CANT REALLY AFFORD THE £120

WOULD THE BANK PAY UP AS I DONT FANCY GOING TO COURT?

SHELL I TRY AND WRITE A LETTER AGAIN HOPING THAT THEY WILL SETTLE

I DONT KNOW WHAT TO DO FOR THE BEST REALLY ANY HELP WOULD BE NICE:D THANKS

[BARTY]

Hi Sam

To be honest, I don't think they will settle without filing a court claim.

The £120 is a lot of money, but you will get this back when you receive your settlement. Also if you are on benefits/low income you might be exempt from the fees.

Don't give up, we're all here to help you. It's a long, hard journey but you will get YOUR money back.

Barty

[westham34]

Hi Barty,thanks Have Just Looked Up On Benefits Will Go Down To The Courts Next Few Days As Im Doing Paper Ones And Ask As We Do Get Childtax And Working Tax Benefit,what Do I Put Down To As I Havent Been On For A Few Months Thanks For Your Help Sam

[BARTY]

Sam, does this help:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Barty

[westham34]

Hi Barty,thanks Saved A Copy Would It Be Ok For Me To Fill In The Missing Parts And Print It For The Courts (sounds A Bit Stupid)lol

[BARTY]

Hi Sam,

I'm not sure really, when I did mine I filed it online. Someone else should be able to help, or PM one of the site helpers if no-one else replies.

Barty

[bram stoker]

You can complete it and print it. Don't forget to use the wording in the libraries for the particulars of claim and attach your schedule of charges. You need 3 copies of everything.

 

Good luck.

[westham34]

hi Vampiress, thanks alot will keep you posted as im going to carry on now thanks again sam

[westham34]

hi all,could some one be so nice and make sure i have every thing needed for me to hand in my court forms,

3 sets of court forms filled in and printed out,spead sheet x 3 and all copys of letters sent to bank plus there letters i got.

plus this is what i have put onto my particulars

 

I have a contact with Lloyds TSB bank PLC, under their standard terms and conditions. I am claming return of money taken by the defendant in the way of penalty charges over the last 4 years, totalling £xxxx. the charges are a disproportionate penalty and therefore unenforceable as they are contrary to common law. Further, as a disproportionate penalty they are invalid under the unfair (contacts) terms Act 1977 s.4 and under the unfair terms in consumer contacts Regulations 1999. para.8 and sch.2(1)(e). in the event that the charges are not a penalty, they are unreasonable within the meaning of the supply of goods and services Atc 1982 s/15. the bank has declined to justify the charges. I claim interest under section 69 of country court act 1984 at the rate of 8% a year from 02/09/02 to 01/11/06) of £xxx and also interest at the same rate up to the date of judgment at the stared rate. I therefore claim a total of £xxxx

[westham34]

Hi Would Some One Just Check To Make Sure I Have Every Thing Please Thanks

[westham34]

Would Be Greatfull

[westham34]

update took court forms in today just a matter of waiting now,have saved a copy of A&Q ready, hope i did it right as no one replyed to me

[GaryH]

Sorry you did'nt get a reply to that Sam, I've subscribed to your thread now so I'll try to make sure it does'nt happen again.

 

You actually used the moneyclaim particulars rather than the N1 version, but don't worry, it won't make any difference so long as you attached your schedule of charges. Well done for getting this far - its the begining of the end now!

[westham34]

hi GaryH,thanks for getting back to me i took 3 copys of court forms and 3 copys of all the money the bank has took from me that was all,the man did say if they wanted any thing they would let me know,have all the letters from bank plus my letters sent to bank all ready and have the A&Q ready on pc,i need to read up a bit more on this but apart from that i think im doing ok thanks again for your help sam