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Are the Banks reading these threads?


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I like the example set by Ireland. The have a large number of credit unions, a lot of which have high street branches. The benefit of credit unions is that they are owned by the members and the decisions are all made by the members. These don't have extortionate fees for getting into financial difficulties and are much more supportive.

The legislation in this country also allows this but hasn't been taken up.

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I beg to disagree! Credit unions are growing in this country albeit a bit more clowly than the take-up elsewhere - I have recently elected to have my salary paid into my credit union account and have dumped my regular bank account. :)

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