IDR Dubai debt statutory demand threat

[Lovetoteach]

Hi,

I have been following these forums and threads for years as I have been receiving emails and letters from IDR from a debt in Dubai.

 

I chose to ignore them but have now received a letter from IDR legal saying that I have 3 weeks to respond or they will issue a statutory demand.

 

I am now panicking a bit and have been searching for any information on whether I should respond or wait and what happens if I do receive the demand?

 

Any previous experience would be greatly appreciated.

 

Thank you x

[honeybee13]

Thread moved to the Overseas Debt forum.

 

HB

[dx100uk]

have you to date ever written to the originating bank with your correct and current uk address, esp if you've moved since returning to the uk?

 

dx

 

[Lovetoteach]

Hi, thanks for responding. I emailed the bank when I first returned to the uk in 2017 but I didn’t get much joy. I have never responded to IDR and they continue to write to my mothers address but no one knows where I am living now 

[Andyorch]

Forewarned is forearmed .....This tactic should not be used as a form of debt collection if there is a genuine dispute IDR seem to have forgotten this recently.

 

 

 

[dx100uk]

you should WRITE to the original creditor giving your current and correct address

dont ever hide from debt.

 

dx

 

[Andyorch]

Mmmmm on this occasion I wouldn't advise that 

 

A statutory demand must be served in person by either handing it to the individual concerned

[Lovetoteach]

Apologies for the confusion but dx100uk, I read previously that you said these companies like Idr cannot do anything over here in the uk.. am I to write a letter to emirates enbd and put it in the post box? Thanks again 

[dx100uk]

correct.

they (IDR)  cant do anything on their OWN, which means they are under the instruction of the Original Creditor, as their comms will say 'our client' xxxx.

 

however if they discover that you have not formally in WRITING informed the OC of your correct and current address, could quite legally use an old UK address to file a county court claim or an SD etc that you might never see so can never defend against. a backdoor CCJ.

 

never run from debt.

[Lovetoteach]

Ok so I write a letter and post it Dubai branch? And then what if they send the sd to my mothers? 

[dx100uk]

How to serve a statutory demand

You must deliver (‘serve’) the statutory demand form by:

• giving it to the individual who owes you money (you should try all their known addresses)
• leaving it at the registered office of the company or partnership that owes money (or the main place of business if they do not have a registered office)
• giving it to the company’s director, company secretary, manager or principal officer
• get a ‘process server’ to serve it for you (a solicitor can arrange this)

You can only send it by registered post or put it through a letterbox if it cannot be delivered in person.

[Andyorch]

How did they get your mothers address ?

[Lovetoteach]

It’s the address I used to set the bank up as my uk address when I was over there. So just to clarify, I write to the bank today giving them my address and post it. Then what do I do? What if the SD tries to be handed to my mum in 3 weeks? 

[dx100uk]

Nothing more you can do.

as for it being posted at your mums address, if it does you must respond to it.

 

however as i've said on several UAE SD threads here , anyone can download the form and fill it in AS A THREAT, IF they are ever going to present it to a court is a totally diff matter and IDR are extremely well known for this tactic 

[Lovetoteach]

I’m just confused as I have read on previous threads here- ‘ignore idr, they are a debt collector with no authority’ I have never once read ‘contact the bank’ maybe I just read what I wanted to hear. 

[dx100uk]

well most uae threads here say that if its obvious the OP has never informed the bank where they now are to always write and tell them.

 

backdoor CCJ click and read

 

 

[Lovetoteach]

I don’t understand why the creditor needs to know my address though if I am going to ignore. What good is it doing for them to know where I live? 
 

hopefully no news is good news though as I have been reading up since 2016 and have never found a solution! I vow to update all progress here for others lol 

[dx100uk]

You need to protect against backdoor litigation to an old address. The 1st knowledge of which would probably be Bailiffs at your door. 

 

Don't forget no human sees anything it's all rubber-stamped at our northants robocourt.

[Lovetoteach]

It’s at my mums thought who would tell me if the bailiffs knocked her door. I’m not sure what you mean by northants robocourt?

[dx100uk]

2 minutes ago, Lovetoteach said:

. We could be paying ‘IDR’ and enbd know nothing about it

yep as i warn in many threads here.

 

dx

 

[honeybee13]

Have you and Lovetoteach Followed each other's threads? That way you'll get an email letting you know that a post has been added to the thread.

 

HB

[Lovetoteach]

I’ve just followed PK but not sure how to follow their thread! 

[dx100uk]

go up the top of their thread following in green click it

but if you've posted on a thread 

you are auto following anyway

 

dx

 

[Lovetoteach]

I’m not sure why we need new threads all the while, it’s the same convo and it’s good to discuss with people in the same position …. Im at the one week mark, holding out to see what the SD looks like before I take any more action… 

[dx100uk]

it shows the depth and scale of the scam and also draws attention from twitter users to the issue.

the more we help show the scale of the scamming, the less people will get scammed, wet themselves and blindly cough up.

 

once they read all the threads they will know how to properly react in their individual situation.