IDR Contact - Dubai outstanding debt

[J4AR]

Hi all advice needed please. 

I left Dubai at the end of 2016. with a small amount of debt left on credit cards and bank. Tried to make agreements to pay and made some payments. Contacted by Taheel to make a fixed final offer to which i would have settled. Taheel then stopped responding to my emails and i have heard nothing since.

I have stared to receive contact from IDR requesting a large sum of money. 

The latest letter includes a financial statement but is not a statutory demand.

my take home pay is around £1900 a month with rent and current commitments totalling £1600, I do not own or have a mortgage on any property.

As i have nothing they could actually take to settle the amount should i respond and complete the financial statement or continue to ignore?

 

[Andyorch]

Welcome to the forum.

 

I have moved your topic to the Overseas Debt foreign Accounts forum. Financial Legal Issues forum is for when you have a court claim.

Please continue to post here.

 

Andy

[dx100uk]

have you ever written to the original banks giving them your UK address in WRITING?

if not you need to do so else you risk backdoor CCJ.

are any of the recent letters (ignore email totally stop using it and block everyone that sends one) entitled letter of claim with a reply pack wanting things like I&E in return, giving 30 days to reply.?

dx

 

[J4AR]

I haven't written to the original bank with the correct address but they have been writing to the correct address and this has been my constant address since before i moved out to Dubai. I will write to them now and record the delivery.

No letter received is entitled Letter of Claim

[dx100uk]

let it run then

see where they go.

plenty of UAE threads here to read 

the more of them you read the better understanding you have going fwd.

dx

 

[J4AR]

I have read a lot and hope i understand the procedures if it proceeds 

Confirmation of address sent today by recorded delivery.

Thankyou

 

[dx100uk]

good well done

protect your six.

please just type ....no need to keep hitting quote

dx

 

[Brazzer69]

If the debt is small (excluding interest), I would just settle it directly with the bank. They generally waive all the ridiculous fees and extra interest payments. Don’t engage IDR or even contact them. Just ignore everything they send.

[dx100uk]

53 minutes ago, Brazzer69 said:

Don’t engage IDR or even contact them. Just ignore everything they send.

yes dont ever contact them in any form.

but dont ignore everything from 'IDR'

if its a letter of claim or say a court form via them stating it's statutory demand attempt pop back here.

dx