IDRWW Chasing Dubai Debt In UK

[Not so hunky dorey]

Hi there,

 

I have read many threads on here but just need some clarification on what to do next.
 

Had a credit card in DUBAI, and have read that people have had contact from International Debt Recovery here in the UK. I moved back here just before covid and only recently have IDR started writing letters to my house. They have sent a fair few but I have not replied. The debt is about £60k. 

 

I know many others have had contact since 2020 but wanted to ask what happened since? Did they take action as they threaten to? Have you guys still ignored them and they still contact? I have tried contacting the bank for repayments but they never reply or talk, which I find strange. 

 

Has IDR had a successful claim here in the UK from a Dubai  debt? 

 

I'm just concerned as I want this resolved but the right and best way. Should I even contact IDRW? 

 

Any help is appreciated. 

 

Kind regards

 

Myself

[dx100uk]

deal with the org bank only

as long as they have from you in writing your correct and current address you are safe from backdoor litigation.

 

dx

 

[Not so hunky dorey]

Thank you for the comment. I have it in writing as in email track and they have the right details. My main concern is IDRW, can they get a court order or issue CCJ’s etc? I understand they are acting as an agent and don’t own the loan. 

[dx100uk]

Not without banks say so as they would be the claimant.

 

Your bank has had your address in writing from you? not just by email from you?

 

Just because someone writes does not legally mean they have it and could not use a previous UK address if you ever had one?

[Not so hunky dorey]

The bank does not have the address in writing no, just by email. 

 

What are the chances they would do that? 

Does it ever happen here in the UK? 

I can PM you the letter IDRW sent. 

 

Thank you so much

[dx100uk]

just type no need to keep hitting quote

 

then you need to WRITE to the bank offering your payment plan (offer only) and inform them of your correct and current address 

 

you said at the start you had read many threads

we dont need to see the letter 

if you go read like threads you'll see it a 1000 times here

as well as info on what options the bank has.

 

use our enhanced google searchbox 

 

irdww 

 

dx

 

[unclebulgaria67]

Showing results for 'IRDWW' in content posted in Overseas Debt/Overseas Account issues. - Consumer Action Group

[dubai 5 0]

IDR have been pursuing people, but as a business it is people who they can make money out of.

 

If they dont think they can ie they can't target assets, they hand it back to the bank and someone else comes along to call and email but essentially nothing..

 

knowing several other people all in the same boat

we were getting the same messages at the same time while down the boozer lol.

Edited November 25, 2022 by dx100uk
unnecessary previous post quote removed

[Not so hunky dorey]

Thanks for that,

 

how do they make money though?

What powers do they have here as a company who do not own the debt?

They can’t actually issue CCJ etc can they? 

[dx100uk]

By Mugs paying them when they don't ever have too. money goes straight in their pocket as clear profit as 9/10 most banks are not even aware IRDWW are even sending these letters out.

 

they have ZERO legal powers themselves to be able to do anything.

 

A DCA is NOT A BAILIFF

and have 

ZERO legal powers on ANY debt - no matter WHAT it's type.

 

even more so if it's a foreign debt outside of uk jurisdiction.

 

 

 

[Pk2023]

@Not so hunky dorey I am in same situation, as are a few others. Being threatened with Statutory Demand currently, so am waiting to see what happens. Get calls, texts and letters etc. 

I have a thread also might be worth following.