Jump to content


A Shade Greener - Tied into a solar panels lease. Do I have a case for them misleading me?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 665 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

In 2012, I was approached by a sales person from A Shade Greener, selling the idea of solar panels.

 

I had been interested in learning more and they told me they fit solar panels free of charge, I get to use the electricity that's generated and they sell on what's left over. He said they don't rent my roof, just the airspace above it. He told me there was nothing to lose, really. They'd take care of everything, including maintenance and repair.

I signed up.

 

Fast forward 10 years later.

I'm trying to remortgage, so that I can get work done on my house and the mortgage companies won't entertain it, unless I terminate the lease or have them change some of the terms of the contract. (The lease doesn't accommodate me changing my mind down the line).

 

I feel I've been misled as this wasn't explained to me at the time and it was an employee of ASG who signed the contract as a witness.

 

Has anyone any experience of this situation? 

 

Would you think there's a legal case for misleading me? 

:cool: :cool: :cool:

Halifax claim filed 25/4/06 £1887.09 - SETTLED 17/5/06

Halifax 2nd claim filed for £305.15 on 14.5.06 - SETTLED 25/5/05

Halifax at it again! £28 charge made 31.5.06. Prelim 7.6.06!!

GE Money - prelim sent 7.6.06 - £63.00

Mr ChipsandSausages

Natwest DPA sent 18th May 2006 - statements rec'd 7.6.06

Link to post
Share on other sites

  • chipsandsausages changed the title to Tied into a solar panels lease. Do I have a case for them misleading me?

oh dear 

our old friend again

 

clickme^^^

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • dx100uk changed the title to A Shade Greener - Tied into a solar panels lease. Do I have a case for them misleading me?

That doesn't really help..

Edited by dx100uk
unnecessary previous post quote removed

:cool: :cool: :cool:

Halifax claim filed 25/4/06 £1887.09 - SETTLED 17/5/06

Halifax 2nd claim filed for £305.15 on 14.5.06 - SETTLED 25/5/05

Halifax at it again! £28 charge made 31.5.06. Prelim 7.6.06!!

GE Money - prelim sent 7.6.06 - £63.00

Mr ChipsandSausages

Natwest DPA sent 18th May 2006 - statements rec'd 7.6.06

Link to post
Share on other sites

oh it does.

one of biggest scammers out there.

if its dodgy, it'll have a certain persons name linked to it.

 

so what benefits have you had out of these cells yourself?

why cant you cancel things?

i suspect rather than a lease you mean you have a charge registered on your deeds the bank dont like?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi

 

You really do need to have a good look through the link that dx100uk provided in post#2 as it does actually help you as there are numerous CAG links there with lots of advice contained within them about this lot and I do mean numerous CAG links.

 

 

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

Ah ok. I did click the link, but it seemed to come up with a lot of ads. I'm keen to know if anyone has tried to make a claim for being "misled" by the sales team? I'll take another look. Thanks. 

 

I don't really think I've had much benefit at all. I'm ten years into a 25 year contract to keep them on my roof and it looks like the lease can only be terminated by them or by a mortgage company, but only under specific conditions,  and my remortgage application isn't one of them.

:cool: :cool: :cool:

Halifax claim filed 25/4/06 £1887.09 - SETTLED 17/5/06

Halifax 2nd claim filed for £305.15 on 14.5.06 - SETTLED 25/5/05

Halifax at it again! £28 charge made 31.5.06. Prelim 7.6.06!!

GE Money - prelim sent 7.6.06 - £63.00

Mr ChipsandSausages

Natwest DPA sent 18th May 2006 - statements rec'd 7.6.06

Link to post
Share on other sites

you'd have a very big hurdle to climb after 10yrs to prove you were misled.

you'll see that in the other threads here.

 

you keep mentioning a 'lease' , does this also come up on your deeds at the gov.uk landregistry site?

 

what is it exactly the remortrgage co. dont like in the lease.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I don't know. The email from ASG's legal team quotes this:

There is no good reason for Kensington to place a restriction on an airspace leasehold title (that runs for 25 years – so likely beyond the life time of their mortgage on that property) that belongs to A Shade Greener, no other lenders have ever come up with this idea.

 

The land registry has a restrictive covenant and easement attached to my property as "the airspace above" my address.

 

 

:cool: :cool: :cool:

Halifax claim filed 25/4/06 £1887.09 - SETTLED 17/5/06

Halifax 2nd claim filed for £305.15 on 14.5.06 - SETTLED 25/5/05

Halifax at it again! £28 charge made 31.5.06. Prelim 7.6.06!!

GE Money - prelim sent 7.6.06 - £63.00

Mr ChipsandSausages

Natwest DPA sent 18th May 2006 - statements rec'd 7.6.06

Link to post
Share on other sites

Kensington, no wonder you've issues 

 

They'll scam you just as much as ASG 

 

One of the worst lenders out there, they'll make up any fake excuse to ruse you 

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I kind of had very little choice. I'm at the end of a DMP and need work done on my house. My current provider wouldn't release the funds. I'll be debt free on September 1st.

I can't believe it's caused all this trouble. I had absolutely no idea about all these problems. 

The salesman told me it wouldn't negatively affect me, my mortgage or any future sale. In fact, he said it would be better for me as they're a great selling point. That's the part I take offence with. Has anyone successfully terminated their lease for this reason?

Most of the posts I can see are about the boiler scheme or birds nesting / costs.

:cool: :cool: :cool:

Halifax claim filed 25/4/06 £1887.09 - SETTLED 17/5/06

Halifax 2nd claim filed for £305.15 on 14.5.06 - SETTLED 25/5/05

Halifax at it again! £28 charge made 31.5.06. Prelim 7.6.06!!

GE Money - prelim sent 7.6.06 - £63.00

Mr ChipsandSausages

Natwest DPA sent 18th May 2006 - statements rec'd 7.6.06

Link to post
Share on other sites

Just end the lease then and walk away 

What can they really do,? Not a lot I expect.

 

You really should avoid subprime lenders/brokers, go directly to a mainstream lender 

 

Shame you got scammed into a dmp, if you are paying any dca's why? I bet 90% of the debts were unenforceable....

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

No, I feel like the dmp was the best thing for me as it has helped me with budgeting skills, something I've never had.

 

I knew it would negatively affect remortgaging but not make it impossible. 

 

I can't just end the lease. They won't let me. It's in  the contract but worded in such a way that made it vague to anyone not familiar with the terminology. 

 

I think my only way of ending it would be to take them to court but I don't know if I'd have a case.

:cool: :cool: :cool:

Halifax claim filed 25/4/06 £1887.09 - SETTLED 17/5/06

Halifax 2nd claim filed for £305.15 on 14.5.06 - SETTLED 25/5/05

Halifax at it again! £28 charge made 31.5.06. Prelim 7.6.06!!

GE Money - prelim sent 7.6.06 - £63.00

Mr ChipsandSausages

Natwest DPA sent 18th May 2006 - statements rec'd 7.6.06

Link to post
Share on other sites

No you got had by the dmp company just as you did by blindly paying off debts that were most probably unenforceable.

 

ofcourse you can end the solar lease/debacle/con-tract and you dont need to use a court.

 

tell them you want to end it and come take your crap off my roof.

you dont own me nor my home/roof/airspace , its mine and i want to move on.

 

the quicker you realise you got scammed by everything and everyone, the quicker youll improve your life forever. 

 

Take control not be. cOntrolled.

 

Stop being led and believing there are obstacles that dont really exist.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I have emailed ASG and told them I wish to terminate the lease. I'll let you know what they say.

:cool: :cool: :cool:

Halifax claim filed 25/4/06 £1887.09 - SETTLED 17/5/06

Halifax 2nd claim filed for £305.15 on 14.5.06 - SETTLED 25/5/05

Halifax at it again! £28 charge made 31.5.06. Prelim 7.6.06!!

GE Money - prelim sent 7.6.06 - £63.00

Mr ChipsandSausages

Natwest DPA sent 18th May 2006 - statements rec'd 7.6.06

Link to post
Share on other sites

Keep off the phone 

 

Writing only 

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Always. 
 

I’ve said I wish to terminate with immediate effect. To be honest, it doesn’t actually state a penalty for early termination in the contract, it just states that a mortgage company or ASG can terminate and gives a short list of acceptable reasons.

:cool: :cool: :cool:

Halifax claim filed 25/4/06 £1887.09 - SETTLED 17/5/06

Halifax 2nd claim filed for £305.15 on 14.5.06 - SETTLED 25/5/05

Halifax at it again! £28 charge made 31.5.06. Prelim 7.6.06!!

GE Money - prelim sent 7.6.06 - £63.00

Mr ChipsandSausages

Natwest DPA sent 18th May 2006 - statements rec'd 7.6.06

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...