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chipsandsausages

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  1. Always. I’ve said I wish to terminate with immediate effect. To be honest, it doesn’t actually state a penalty for early termination in the contract, it just states that a mortgage company or ASG can terminate and gives a short list of acceptable reasons.
  2. No, I feel like the dmp was the best thing for me as it has helped me with budgeting skills, something I've never had. I knew it would negatively affect remortgaging but not make it impossible. I can't just end the lease. They won't let me. It's in the contract but worded in such a way that made it vague to anyone not familiar with the terminology. I think my only way of ending it would be to take them to court but I don't know if I'd have a case.
  3. I kind of had very little choice. I'm at the end of a DMP and need work done on my house. My current provider wouldn't release the funds. I'll be debt free on September 1st. I can't believe it's caused all this trouble. I had absolutely no idea about all these problems. The salesman told me it wouldn't negatively affect me, my mortgage or any future sale. In fact, he said it would be better for me as they're a great selling point. That's the part I take offence with. Has anyone successfully terminated their lease for this reason? Most of the posts I can see are about the boiler scheme or birds nesting / costs.
  4. I don't know. The email from ASG's legal team quotes this: There is no good reason for Kensington to place a restriction on an airspace leasehold title (that runs for 25 years – so likely beyond the life time of their mortgage on that property) that belongs to A Shade Greener, no other lenders have ever come up with this idea. The land registry has a restrictive covenant and easement attached to my property as "the airspace above" my address.
  5. Ah ok. I did click the link, but it seemed to come up with a lot of ads. I'm keen to know if anyone has tried to make a claim for being "misled" by the sales team? I'll take another look. Thanks.
  6. In 2012, I was approached by a sales person from A Shade Greener, selling the idea of solar panels. I had been interested in learning more and they told me they fit solar panels free of charge, I get to use the electricity that's generated and they sell on what's left over. He said they don't rent my roof, just the airspace above it. He told me there was nothing to lose, really. They'd take care of everything, including maintenance and repair. I signed up. Fast forward 10 years later. I'm trying to remortgage, so that I can get work done on my house and the mortgage companies won't entertain it, unless I terminate the lease or have them change some of the terms of the contract. (The lease doesn't accommodate me changing my mind down the line). I feel I've been misled as this wasn't explained to me at the time and it was an employee of ASG who signed the contract as a witness. Has anyone any experience of this situation? Would you think there's a legal case for misleading me?
  7. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  8. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  9. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  10. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  11. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  12. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  13. That's utterly disgusting. Please keep us posted on how you get on. I feel for you and your wife, I really do. Try to remain positive. As one door closes, almost always another door opens. Use this as an opportunity to look at your horizons. If she is a talented hairdresser and some of your neighbours are boycotting the shop, then hey, mobile hairdressing opportunity!! There's always a silver lining. Best of luck and big hugs x
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