forged £20 note???

[lookinforinfo]

I thought I had responded to MAABs post a few days ago-"The thing is, I spoke to the police and they told me to get it back.."

 

The reason the police would have said that, is the note was yours and McDonalds do not have the power to impound [pardon the pun]your note.

Not only that, but there is a possibility that perhaps by mistake, that the note

while under McDonalds control, could find its way back into circulation again,

thus giving them an advantage over you.

And also, as it would appear to the police that you knew where the note had

come from, you would need the note as proof it was a forgery.

And of course, as the Police had not seen the note, it may not have been a forgery at all, in which case it should not be held by McDonalds.

I am sure there could be other reasons why the Police would have suggested

that you recover it.

[Telecoms Guru]

I'm lucky enough to never have had a forged £20 but I'm always getting tons of people trying to forge traffic on our COMMERCIAL LINK REMOVED by using other peoples phones and using the phone without permission!

 

Kind Regards

 

Telecoms Guru

 

COMMERCIAL LINK REMOVED

[blacksheep1979]

The normal way to deal with it, especially as there is only one, is to get it back into

circulation where it no longer becomes your problem. Eventually, if it is a good one,

it will end up at the Mint for destruction as an old note, and the forgery will be

spotted again and taken out of circulation.

 

I don't think you should be suggesting that - you are basically saying the OP should break the law and sucker some other poor fool into having a fake note.

[lookinforinfo]

At no time did I suggest that MAAB should use that route. What I said was

that others had put their note back into circulation. It wasn't a practice that I advocated, merely the way that some who through no fault of their own, had inherited a forgery dealt with the situation to avoid themselves being

out of pocket.

Eventually, it would end up in a bank or company who could probably write

the note off rather than an individual standing the loss. What would you do with one?

[blacksheep1979]

well judging by your words of - the normal way to deal with it...

 

seems to imply thats what you would do and have others do. It may end up at a bank or a company but why should they have to lose out on £20? Also if the OP gets caught passing the note again and people know about it, then it will be a crime. Myself, I'd return it to the bank and if they weren't overly forthcoming with my real money would either pursue a legal course of action of make sure that plenty of their customers knew that their bank machines were handing out counterfeit money. Whilst a bank could defend a claim for £20 through the courts I don't believe they would deem the publicity or the overall costs would warant it.

[lookinforinfo]

I have already explained that I had the benefit of being regularly shown

forgeries so have never taken one. In the odd couple of situations where colleagues had taken them, they were sent to our head office marked as

suspected forgeries and not accounted for in that days transactions.

 

I am aware,from conversation with other people who have taken forgeries

by mistake, that they mostly tend to pass them on rather than report it

to the Police where they may feel that they might be under suspicion

themselves.

 

And I do resent the imputation.

[blacksheep1979]

you can resent all you want - you should have suggested a legal course of action or not at all.

[lookinforinfo]

Poca had already pointed out the legal route, what I said was a statement

of fact-that is what the majority of people do. And if you don't believe me,

do a straw poll and pose the question-if you find a forgery in your wallet, do

you hand it into the Police and lose your money, or pass it on?

[joycewoohaa]

Hi there

 

I was wondering if you managed to get your forged note back from the bank? I have the same problem. I withdrew £1000 over the counter before I went on holiday thinking that I would spend it. When I got back, I tried to deposit the money at the same bank I withdrew the money from. When they counted the money, they insisted that one of the £20 was a fake and that they do not accept fake note. I lost £20 because of that. The £1000 was still in the money band which proves that I haven't touched it but they still refuse to refund me

 

I felt really insulted as they were saying that the bank does not accept or issues fake notes, which imply that I put the fake note in. But the truth is that unless we are in a business that collects cash from customers, the only source of £20 note we receive will either be from banks or cashpoints.

 

Not sure what to do. Would reporting to the police help? I have lost my trust in this bank now.

[Allwood]

From experience of banks I feel that a lot of their staff are untrustworthy and it could have been one of them that placed the forged not in the money that you got from them. It would be very easy for a bank staff to do that and you have no way of proving it. I try and stay away from banks as but unfortunately wages have to be paid into one of them. I would report it to the police.

[BADGER 69]

Hi.

Surely Abby committed an offence by passing it out of their ATM.

[lookinforinfo]

Joyce, I have obviously married the wrong woman as there is no way that my wife would not have spent the money when on holiday [or any other time for that matter].

Are you a customer of that branch or bank? If so, going over the heads of those in the branch and writing to theri Head Office pointing out what you have said in your post here might help. Tell them that you would be surprised if all the cashiers at that branch were equally well versed in being able to spot forgeries and if they use note counting machines then those things certainly cannot find a forgery. Adding that you resent the fact that

the branch is inferring that you have swapped the note yourself as they are

maintaining how impossible it is for them not to spot a wrong un. And ask them to reconsider the situation as the note definitely came from that branch

in the first place.

Say that you will be forced to inform the police where you got it from and they may make further enquiries. Additionally you will have to consider whether you want to retain your account at a bank where they appear to

shirk their responsibilities.

[indebtstudent]

"The normal way to deal with it, especially as there is only one, is to get it back into

circulation where it no longer becomes your problem. Eventually, if it is a good one,

it will end up at the Mint for destruction as an old note, and the forgery will be

spotted again and taken out of circulation."

 

This is shocking as is the person. I am absolutely CERTAIN it is an offence to knowingly pass a forged note. This means Mcdonalds commieted an offence when they gave you the note backm more accurately the individual employee did.

 

There is a form we print off at work, it says words to the effect the law requires the note to be taken without recompense to be sent to the bank of england.

 

There are three copies, one for us, one for BOE and one for the customer.

 

I'm not sure if we have additional responsibilites because we are a financial institution or not, and I can't recall what happens if the note is not genuine.

 

I'm not about to bring the form home but I can assure you the person who notices the note is a forgery is not supposed to hand it back. This is very difficult to explain to the individual who handed over the note.

 

The OP should persevere with Abbey. I don't know what they are like with this sort of thing but I've seen people get notes replaced at my own work through official investigations or local discretion.

[keyboardman]

As a cashier I routinely handle large numbers of notes and have encountered a lot of really good forgeries lately. With most fake £20 notes currently in circulation, the colour looks immediately wrong, more of a red wine shade than the normal purple, and I pride myself on being able to spot one before the customer has even handed it to me

 

The best thing you can do to protect yourself is learn to recognise a forged note, and the easiest way to do this is with an ultraviolet pen light. You can fake watermarks, do a convincing hologram job that can fool most people on a first glance, even the silver thread can be faked well enough, but the UV dye on the note is rather more difficult to make at home!

 

For £5, £10 and "old" £20 notes, there is a UV marker on the squiggly bit to the bottom left of the hologram. This should light up in pink & green with the value of the note. If it's old and has been through the wash or just battered with age, the dye may have faded a bit.

 

For new £20 notes, the marker is in the white "notch" on the front-centre of the note. Again, a pink & green "20" should show up, and the pattern should look like it's made out of tiny diamond shapes.

 

For £50 notes, as far as I know there is NO UV marker at all (somebody please correct me if I'm wrong, I have examined the note all over and have yet to find it). There is however a neat trick you can do to check if it's real. Obviously the thread/watermark should be checked, but for a final test, rub a piece of white paper firmly over the note and if the ink rubs off onto the paper, you can be fairly confident it's real.

 

I apologise if this is stating the obvious but I think it's important that everyone should know these things Thankfully most of the customers who have tendered a fake note have been quite calm about it, if understandably upset. I always panic a little bit when I have to explain why they're £20 down and there's nothing we can do for them. Haven't had an "incident" yet though!

[Carlos Stein]

I inadvertently paid in a forged £20 note at my local Lloyds TSB bank.

The cashier confiscated it and said it was quite a sophisticated forgery.

I’ll point out that this didn’t come from the bank, but the person who gave it to me

would have also been unaware as he is a good friend.

The bank gave me a “receipt” called a “Retention of Counterfeit Currency” form.

The cashier said a representative from the Bank of England would contact me and suggested I could claim the money back through some compensation scheme. However, the bank manager who escorted me out (yes they sealed the exits!) said I have no chance.

Apparently there's a new "law" which says retailers and banks have to confiscate them, although in reality a lot of shops just give them back because they don't have a bullet-proof screen to protect them like the banks have!

Now I’m £20 short, I’m all into preventing fraud and stuff but this just makes you want to try and pass it on to someone else!

Do you have any advice please?

[stu007]

Hi Carlos

 

You have came into a thread that is some years old it would be better to start your own Thread.

 

Please have a look at this Bank of England Link: http://www.bankofengland.co.uk/banknotes/pages/retailers/whattodo.aspx

[Carlos Stein]

So sorry, but I couldn't find out how to post a new thread!

 

Thanks for the link.