Default notice

[dx100uk]

is this a loan signed by an agreement

 

or a bank account 'loan' .

 

dx

[dx100uk]

ok so the OD they have prob just called in?

 

the loan that's not correct.

 

can we just check that is the debt summary line

what the date is on each

 

dx

[dx100uk]

what are they on about?

 

never hearsd of that kind of arrangement before

 

don't even think they are allowed to do that.

 

it might be prudent to get an SAR off to them.

 

lets get all the account statements

and their logs too.

 

then we can construct a case.

 

its certainly not correct that any creditors holds off from defaulting and account for several years

after the event.

 

though the ICO have recently changed their guidelines concerning this type of thing happening.

 

dx

[dx100uk]

well they are certainly right to advise keeping the mortgage upto date

 

but that's about the only bit!!

 

if they made arrangements on the other debt

they should have written outlining these and seeking your approval that is what you wanted.

 

I bet that hasn't happened!

 

I think the sar comms log on these accounts will be interesting reading.

 

you only need to get free proof of posting for the SAR 1st class will do.

 

dx