Signed by an agreement
Sorry I should have been more clear
The bank account had an overdraft facility on it which is in arrears by 4 yrs this is still showing 6 missed payments
The bank loan was a signed agreement with no contact on it, info, movement for 4 yrs which has now only recently been defaulted
What should I do?
TBH I thought that the accounts would have been in default 3.5 yrs ago
It was a terrible time and I am only beginning to get on my feet.
..now I will have a further 6 yrs and even longer for the other account that still hasn't been moved to default?