stuart v's ulsterbank

[mmcourt]

Hello, I have just started my claim with the Ulster Bank as well. They were sent their request for charges letter on 16 April. Still waiting on acknowledgement that they have even recieved it. I will let you know how I get on.

[Volkswagen]

I have three accounts with Ulster Bank to which they owe me a total of £13,945.00 in unfair charges. I am about to send them my first letter and I am going to fight them the whole way. My intention also is to settle for nothing less than a multiple of the initial amount (between 4 -6 times) if they decide they are going to push me the whole way.

 

1. Has anyone charged them a multiple of the amount of claim to settle when the bank pushed it the whole way?

 

2. I also have 2 accounts in Ulster Bank, Monaghan, Southern Ireland and again there are massive charges that I want to reclaim. Has anyone any knowledge of the banks in Southern Ireland having to repay their fees.

 

Volkswagen

[will77]

i think you should start by reading the step by step guides vw. you should try to understand the process before you send your first letter. i think you might be getting carried away......

[Volkswagen]

i think you should start by reading the step by step guides vw. you should try to understand the process before you send your first letter. i think you might be getting carried away......

 

I am only asking the question rather than making a statement. I have read where someone did received a settlement for 5 x their origional claim at the point of settlement. The bank in this case had pushed it to the court date before asking for settlement and I see my case going the same way?

 

Volkswagen

[cheleb4]

Hi, I am claiming over £6000 of charges over the last 6 years from the Ulster Bank. So far I have sent 2 letters and had the reply that their charges are fair etc ........So today I downloaded and sent off the Financial ombudsman complaint form, after some research I learned that the ulster bank has paid most of the charges back after the complaint being investigated by the FOS. If I don't have any luck there I will make a claim at court. Will keep you informed

[belfastgirl11]

I see no-one has posted any replies here for a while, i was just wondering how everyone got on with their claims ?

[Volkswagen]

I am about to start with my first letter being sent to the Ulster Bank. The total fees to be reclaimed from them including interest for 3 x accounts is £14,500.

 

I am new to this so in general is it better to go the Financial Ombudsman route with them or threaten to take them to court.

 

I would like to know which carries the most weight?

 

Volkswagen

[nishields]

Volkswagen,

 

General concenus from what i've read and seen is that both can be effective but i believe the financial ombudsman can be time consuming given the amount of cases ongoing. my personal plan for my mum and ulster bank is to take the small claims option as per so many successes so far. Only problem my mum has is that she has an overdraft thats got her on the backfoot, if they confirm that its extended then i can plough on! Small claims may cost you initially but it will be refunded, and they'll pay you interest...... Be sure to seek advice on claiming back such a large amount as NI small claims limit is 2k, and there seems to be differing opinions over whether or not to split claims etc, and it appears you'll need legal representation to go to county court for a sum over 2k in one hit.

[Volkswagen]

I have now come to the conclusion that it is best that I take a civil case against the Ulster Bank as it is faster than Financial Ombudsman and you get the interest paid to you whereas with the FOS you do not get the interest paid?

 

Another question I have is this: -

 

I have been charged quiet a lot of service fees in the past for things such as the number of cheques lodged etc.

 

Is this type of fee reclaimable.

 

Volkswagen

[diane120676]

to take a civil bill do you have to involve a solicitor - i went to lisburn and belfast courts the other day and both told me i must get legal representation in order to claim back my charges as they are nearly 4K

[spritely99]

Hi was wondering if you lovely folks could help me out. Where did you send your data protection request letter to? An address for this would be really helpful.

 

Thanks in advance of your assistance

[johnspeehs]

hi if you check out stacey vs ulsterbank thread i posted the adress for ulster bank there a cpl of days ago.

regards john.

[Volkswagen]

The address is: -

 

Ulster Bank Limited

Group Head Office

11-16 Donegall Square East

Belfast

BT1 5UB

 

Tel: 02890276025

[smcgall]

Hello all, I haven't been on in quite a while as i have been waiting on the final judgement on the test case. So hopefully after today it is all plain sailing:)