hardcore_alleigh vs halifax ***WON PRE-OFT***

[hardcore_alleigh]

hi guys, new to this but gonna go for it:D

can i just ask which address do i send the S.A.R. to please?

 

really looking forward to kicking some bank butt:cool:

 

and which bank do i set a new account with incase i manage to claim money back and they shut my account? any suggestions?

 

thanks:)

[Michael Browne]

Data Protection

Retail Business Risk

HBOS PLC

Trinity Road

Halifax

HX1 2RG

 

http://www.consumeractiongroup.co.uk/forum/general/13832-do-you-need-parachute.html

[hardcore_alleigh]

thank you for the quick response.

 

another question:

i used to have a halifax credit card but the account was closed. am i able to claim for this aswell (separetely) or as its a closed account is it void?

[Michael Browne]

You can claim from closed bank a/c's and CC's

[Guest bluecloud]

You don't even need the account numbers.

 

Just say who you are, where you live, any previous addresses used when the account was in use (or even credit card). If you've changed your name, say through marriage, then you'll need proof of the change.

 

 

.

[hardcore_alleigh]

right have been without internet access til now so now its a new year and im back online to claim back.

cant find the SAR form, anyone got a link please?

[livelylad]

right have been without internet access til now so now its a new year and im back online to claim back.

cant find the S.A.R - (Subject Access Request) form, anyone got a link please?

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

[hardcore_alleigh]

thank you!

[hardcore_alleigh]

is it adviseable to post via recorded delivery? would this then give me the date it was received and for the 40 day countdown?

[doo]

I would post recorded delivery, you know for sure then when it has been received, I did this with all mine - although I know not everybody does, some just ask for proof of posting.

[hillards]

If you're posting something important then recorded delivery offers tracking, via the Post Office website. However, you may find that no signature is given as they receive bundles of mail daily. Chances are they sign once for the lot.

 

Also, if you send to a PO Box address then there's often no receipt for recorded delivery. Worth bearing in mind when you get to offer letters and have to reply to the PO Box in Leeds.

 

Proof of posting is acceptable by the courts, and is a sight cheaper. You pays your money, you takes your choice.

 

Your countdown would start a couple of days after posting the item, as this is usually accepted as the date it would be received. Again, the way the courts look at it, not a fact in law.

[hardcore_alleigh]

right, well bought myself a £10 postal order and attached the SAR letter and sent via 1st class recorded delivery yesterday. 40 days and counting....

managed to open a new account with HSBC last week so im safe, feeling really positive about it all!

[doo]

First step taken - on the road to success.........

[hardcore_alleigh]

been just over a week and not heard a thing. thinking of chasing tomorro with a phone call

[doo]

It's bit early yet to expect anything - but I must admit I can be a bit of a pest to them, I have no patience and can't resist a polite phone call.

[hardcore_alleigh]

didnt make the call, will wait til middle of next week

[doo]

Probably best - but I know its frustrating waiting - we all just want our money back. Interesting programme today on radio 4, moneybox, they were talking about bank charges and how the judges are getting fed up with the banks making people file court action with no intention of turning up in court, it seems they want the banks to pay out before or put their money where their mouth is and defend in court.

[hardcore_alleigh]

received a "completion of request for a list of transactions and charges" letter today!

statements being sent under separate cover, within 10 working days (by 12th feb i think) YAY.

[doo]

Get the calculator and highlighter pens ready.

[hardcore_alleigh]

all at the ready, going to read up on working out interest now to get my head round it all.

[AtMoSpHeRiC]

Hey welcome to the fight,

 

When you send off you first prelim letter and the LBA do NOT include interest. This only gets put on at the court stage! Use the spreadsheet to list all charges but take off the 8% interest at this stage.. I have saved a spreadsheet with and without interest in case i get to the court stage! Go to the bank templates library and use the Interest calculation sheets! I used the simple excel and removed 8% interest...

 

I sent my prelim off friday and royal mail said it was delivered saturday! 14 days and counting!:grin:

 

AtMoSpHeRiC

[hardcore_alleigh]

ah right nice 1 for the advice, im getting ahead of myself :o

[AtMoSpHeRiC]

no worries hun, think we would all like the 8% interest from the off! Makes our claims look a lil fatter lol... In some ways I'm hoping for court lol (sad I know) but I could do with all the dosh I can get lol..

 

Good luck babes will be watching with interest (scuse the pun!)

 

AtMoSpHeRiC X:rolleyes:

[hardcore_alleigh]

anything is a bonus to me, cud defo do with it right now

[chaddyowl]

Hiya,

dont rush it or you will miss something out and give them ammunition to knock ya back.

 

Take ya time and read as much as ya can whilst waiting. It will be worth it in the end.