Wescot Credit Services chasing an old business debt

[jperkin]

Hi folks. I hope someone can offer some useful advice about a creditor that's chasing me.

 

From 2003 to 2006 I ran my own business offering web design services. For some clients I provided web hosting for which I used a server from 1&1 Internet. In 2006 I went bust, but I was a sole trader and didn't declare myself bankrupt.

 

To avoid letting hosting clients down, I continued to run the server to give clients time to move elsewhere.

 

Some time in 2008, someone hacked into the server and used a large amount of bandwidth. This bandwidth would have cost perhaps £100 from a ADSL provider, but 1&1 said I owed them over £600. I denied responsibility for the bandwidth usage and refused to pay.

 

I had a couple of letters from Wescot with reference to this, which I ignored and all went quiet.

 

I moved house last year (2010).

 

I've just received a phone call from Wescot on my new landline. I didn't discover what they were calling about, but I presume it's the 1&1 account.

 

Where do I stand if they start chasing me for this debt? I'm now unemployed, have no savings, and at the moment have no income. My wife works on a modest wage, and we're waiting to hear back about an application for tax credits.

 

Both of us have credit management plans through a fee-charging credit management company and are paying about £310 a month between us. Should we do something else with these debts too?

 

Cheers, Jon.

[rebel11]

Hi jp

 

Welcome to CAG

 

The guys will be happy to advise as soon as they are available.

 

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