Hi folks. I hope someone can offer some useful advice about a creditor that's chasing me. From 2003 to 2006 I ran my own business offering web design services. For some clients I provided web hosting for which I used a server from 1&1 Internet. In 2006 I went bust, but I was a sole trader and didn't declare myself bankrupt. To avoid letting hosting clients down, I continued to run the server to give clients time to move elsewhere. Some time in 2008, someone hacked into the server and used a large amount of bandwidth. This bandwidth would have cost perhaps £100 from a ADSL provider, but 1&1 said I owed them over £600. I denied responsibility for the bandwidth usage and refused to pay. I had a couple of letters from Wescot with reference to this, which I ignored and all went quiet. I moved house last year (2010). I've just received a phone call from Wescot on my new landline. I didn't discover what they were calling about, but I presume it's the 1&1 account. Where do I stand if they start chasing me for this debt? I'm now unemployed, have no savings, and at the moment have no income. My wife works on a modest wage, and we're waiting to hear back about an application for tax credits. Both of us have credit management plans through a fee-charging credit management company and are paying about £310 a month between us. Should we do something else with these debts too? Cheers, Jon.