northern Bank charges reclaim **WON**

[lickthewallfatboy]

;-)well,31st is the return deadline,and as yet not a word from the Northern.Do you reckon they'll file a defence,or just not bother and I can then get a judgement by default?

 

I'm starting to count the days....

[Anaconda]

No idea but I'm as interested as you must be....bet its all action at head office for Norma and the girls!!

[lickthewallfatboy]

No idea but I'm as interested as you must be....bet its all action at head office for Norma and the girls!!

 

or else they're burying their heads in the sand hoping I'll go away....

 

the next week should be interesting.If they do actually decide to go to court(unlikely I know)anyone fancy coming along for some moral support and a good giggle at their expense?

[daisy lighter]

I would take it that Friday is your deadline but I dont have any reason for that except common sense (this is the Northern your dealing with so anything could happen)

I wonder if they are using an external solicitor for these cases.

 

My money is on CCJ by default.

 

They would need some manual intervention to file a case and then actually go to court so I doubt it would happen.

 

No automated system for these services yet!!

 

Cat

 

How much are the tickets for the Northern (no) show?

[Bru]

Count me in, for your court date,

just let me know the time and place...

 

Good luck

 

 

Bru

[lickthewallfatboy]

I would take it that Friday is your deadline but I dont have any reason for that except common sense (this is the Northern your dealing with so anything could happen)

I wonder if they are using an external solicitor for these cases.

 

My money is on CCJ by default.

 

They would need some manual intervention to file a case and then actually go to court so I doubt it would happen.

 

No automated system for these services yet!!

 

Cat

 

How much are the tickets for the Northern (no) show?

 

Cat-it's actually Monday-they have til close of business to file a defence,and I talked to the Chichester Street Office yesterday and there is nothing so far.Tickets are free-and a splendid time is guaranteed for all!!!(to paraphrase THE FAB 4)

 

BRU-thanks for the kind offer-I'll let you know if and when ,mate!!It will be Craigavon in any case....

[Bru]

Super,

I'm Only a few miles up the raod

[Anaconda]

Me tooooo wouldn't miss it....email me privately details and when it will be interesting getting together and comparing note to damning note....I have few things that will be of interest to others.

 

Reckon I'll be needing some moral support myself in the not to distant.

[lickthewallfatboy]

Me tooooo wouldn't miss it....email me privately details and when it will be interesting getting together and comparing note to damning note....I have few things that will be of interest to others.

 

Reckon I'll be needing some moral support myself in the not to distant.

 

thanks Anaconda-and I would be more than happy to support anyone against the Northern.Have you dug up some nice juicy info which might help,then?More power to your wee wheel,as they say!!

 

Anything you need in the way of help or info,please just ask,and if I can help I will.This has become personal of late.....and I'm getting angrier by the day!!!

[Anaconda]

I know the story....hope to see you Monday...

[moriman]

I'll be working Monday

I'll be thinking of ya though;)

Keep us posted and good luck

 

mori

[lickthewallfatboy]

monday isn't a court appearance date-if they haven't entered a defence by close of business on monday,I file for decree by default and they pay up or else the bailiffs go in...LOL-Nuala would just love that!!

 

if they do file a defence,it's only then a court date gets set-but it would be Craigavon Court if it is allocated a hearing.....just a matter of when

 

It doesn't worry me if it does get a date.It would just be a lot handier if I can do it all online.

 

Do you hear that sound Nuala?

TICK TOCK, TICK TOCK-

 

that,Nuala,is the sound of inevitability.......

 

cut the crap and pay up NOW!!!

[Torby]

brilliant read, I've just joined the forum (hopped over from MSE) and living in Norn iron was wondering if anyone had taken on the big guns here.....good luck LTWFB (we're big into initials over here ....lol) good luck in yopur case....can't wait til the outcome appears.....unfortunately the NB stitched me up over 6 years ago when I came out of work on illness and the charges rocketed....but the last 6 or 7 years have been a struggle to get us on an even keel....but we got there....

 

 

Once again... "Good luck".... "go ye boy ye"

[lickthewallfatboy]

****BREAKING NEWS****

 

just checked the NI small claims website-Northern appear to have lodged a "notice of dispute" and "Transfer (Civil) Case" appears in the event section

 

what does Transfer (Civil) Case mean exactly-has it been moved off small claims track,or does that mean we get a date in Craigavon?

[flojo1985]

Hi Lickthewallfatboy

 

I have gone through the dispute part with First Trust. They filed a dispute on the morning of their deadline with the court. You will get a letter from the court in the next few days assigning a court date for the hearing. It will be well into September/October because of the summer recess in Northern Ireland. First Trust had to respond to the court by 6/7/06. I got a letter a couple of days later informing met that my court date is 26/9/06. It is also in Craigavon. Mine is not for DPA disclosure but for the fees. Tranfer to civil means you will get your date in Craigavon. If I can help in any other way give me a shout

Flo

[Bru]

Don't want to confuse the issue, but here's a link to some Transfer info

 

PART 30 - TRANSFER

 

regards

 

Bru

[lickthewallfatboy]

thanks Flojo!!

I suspected that they would file a defence,but that it would come on monday.Have First Trust been in touch with you since they lodged?I've been looking on some of the other sections eg Abbey,and it seems that they come in with an offer in the interim.Maybe we'll get the same here-although maybe the NI banks think they are immune from all this.....

 

How does it feel to be an NI trailblazer?

[lickthewallfatboy]

Bru-you still up for a day out?

[flojo1985]

No nothing from First Trust or their solicitors. The last correspondence I recieved was from the Court. They probably think they have plenty of time as the court date isn't until the end of September. Ah well sure isn't the interest accumulating on a daily basis.

When the court write to you they will tell you that you have to submit all relevant papers 10 days before the hearing.

Anything I can help with just shout!!!

I'll keep you posted on anything I hear.

 

The big four here think they can do what they like and they are currently being investigated by the Competion Committee because of their high charges. The Consumer Council for NI in conjunction with Which? reported them to the Office of Fair Trading who in turn commissioned the Competition Committee to start the investigation.

They know they have that going on - so they won't like us fighting them through the Courts.

Keep the fight up - we will win in the end!!!!!

[Bru]

Absolutely,

 

I think they may be trying to have the case heard in Belfast. Under Part 26 of the Civil Procedure Rules.

 

PART 26 - CASE MANAGEMENT – PRELIMINARY STAGE

 

Fight this Tooth and nail, at least one defendant must be an individual for this to take place automatically.

 

In any case if you branch is in the Craigavon Area you can argue that Craigavon is the Defendants home couts

 

Hope this helps

 

regards

 

Bru

[lickthewallfatboy]

this was discussed in a CITI thread,and the claimant was able to get CITI's attempt to transfer the hearing thrown out,as he was an individual and CITI were an organisation....I can't remember the exact thread.

[Bru]

Woohoo,

The post are coming thick and fast on this thread today9 My inbox can hardly keep up).

 

It would be a good idea to try and find that thread. be prepared just in case..

 

It pays to keep at least one step ahead of the posse

 

Bru

[lickthewallfatboy]

this is the one-posting it here for my own reference

 

http://www.consumeractiongroup.co.uk/forum/other-institutions/12869-rich2568-citicards-interesting-development.html

[lickthewallfatboy]

Anaconda

I've PM'd you.....

[lickthewallfatboy]

Just had a message left on my mobile from a senior area manager,which takes in my branch.I sent the branch a letter the other day after they had written one of those standard "please ensure you lodge enough funds to cover blah blah..."

 

anyway,I told them the current position that we are in,and this manager wnats to arrange a meeting with me and the better half to "get a better understanding of what we are looking for"??????

 

I'm not so stupid as to agree to this,but do you think they are rattled,or are they trying to set us up for the "hot teaspoon under the foreskin" treatment if we did agree to go in?