2 small questions (big to me mind)

[rickderris]

1. despite having had loads of charges over the years, i have kept copies off all my statemnts. should i now tot up the amount i have paid and put that into a letter to various banks demanding it back with photocopies attached

 

2. i have no problem going to small claims court BUT i am a school teacher and days off as i am going to court V HSBC I could do without asking my head for. could throw a sickie but not my style. any way you can request a certain date/time?

 

3. (sorry) that interest spreadsheet, is there a mac one?

[laurawilliams]

hiya. if you have records of all your charges then you wont need to request your statements off them, you can just work out the total amount that they owe you and move onto the next stage

 

i dont think anyone yet has been to court if they have followed the steps on here but if it does get as far as yu filling in a court allocation questionnaire then you can say what dates you are unavailable on. still could pose a problem if you arent free any week day..

 

hope that helps

 

laura x

[Glenn UK]

Rick

 

There is a FAQs section which also has a step by step guide which sets out the procedure.

 

Basically if you follow the steps or at least the ones that apply, since you have your statements you can 'pass go and cllect 200' and send in your pre lim letter.

 

HTH

 

Glenn

[rickderris]

has NOBODY been to court yet?

when do moneyclaim come in?

[dave]

One person went to court (not counting set-aside hearings), but he had a barrister (Richard Colbey from the Guardian), and when the bank sprung the old 'it's a payment for a service' argument, he wasn't prepared and lost interest. The chap in question, was not, of course allowed to speak directly to his barrister, so couldn't argue for himself and lost.

 

The bank in question, now pays up as they know IMO, that they were lucky to get away with that one.