Philx
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Tried that number. On hold for about 15 mins then get cut off . 5 times around every 15 mins.
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Thanks for reply but the problem is I can clearly explain my issue tax rebate. But I need to explain the issue verbally. They even have a list of phone numbers to help people in my position . But it does not include the option to actually speak to someone. over the last month I have successfully negotiated with OVO , Sky no catches It took a while . The only way was able to achieve it was through conversation. im doing really well but I get neurone pathway confused with forms and the like. I phoned Stepchange and Payplan and were hugely patronising and would only help if I followed their exact template. . Trouble is if you have a brain issue people assume you’re retarded. My expert treatment includes rerouting the neurone pathways and even grow new ones sounds nuts I know but he used to work for NATO. lot of my family are military
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Philx started following Marriage Annulment and Contacting HMRC after a Stroke
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Had a stroke couple of years ago. Made a decent recovery my Achilles heel is negotiating sites. I’ve spent all morning looking for help for people with issues like mine . There doesn’t appear to be a helpline. I need to speak to a human. I’ve only got some basic questions. Anyone got a decent phone number. I’ve been talking to other companies with success but the site to me seems impenetrable.
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Thanks people that’s what I meant. She’s refusing to divorce just to be awkward and I heard after a certain time the marriage becomes void. I’ve already got the Land Registary to sign the house over to me . I have the documents. They insist she know has no rights to the house . It is mine and my daughters and my wife has no rights over the property. Its been a traumatic decade. I’m just making sure everything is squared off.
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About 2012 my wife walked out on myself and my daughter and returned to the USA. Has never returned we remained married . In my naivety I didn’t go for divorce because I thought it would resurrect all the bad stuff . Ironically myself and daughter flourished. Ironically 4 years I had a bad stroke I’m far from sorted but on my way to a decent recovery. Mentally I was lucky now the only problem is I tend to get confused doing this sort of thing. The last year I have been sorting all the potential problems with success. Anyway she left 2012 ,still married and she hasn’t returned. Is there a time limit by which a marriage becomes defunct ?
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Well I got a letter from the land registers . Also phoned the house is mine. To quote house is mine , I can do what I wish with it. Not even my wife can have anything to do with it. During the relentless paperwork she signed it to me.
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I suspect a complicated one. About 5 years ago my wife left myself and my daughter. We found out (she’s a US Citizen) she had returned to the States and hooked up with an old boyfriend. She had done well for herself and the marriage was deteriorating . my daughter and myself thought it was for the best. we stayed married ( a mistake ) and kept in contact with each other. Last year with her approval I applied for the full deeds to our house which is currently being approved by the Land Registry. In my naivety I assumed that would also allow me to full financial control as well. Alas not . Apparently there has to be a financial transfer as well which my wife is prepared to do. What is it called and who would be the best people to help us do. Have I been given the right information as well ? It may seem a bizarre story but if I explained the full story it would take ages.
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My wife and I separated amicably about 8 years ago and She moved back to the USA . I’m in U.K. living with my daughter. We have not divorced. Wife has done well for herself and between myself and my daughter we are living comfortably. Recently I paid the mortgage off. The home is still in our joint names. My wife is prepared to relinquish her share of the house . How do I get the house put solely in my name ? Thanks
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Philx started following Global Financial Crisis
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Surely divorce happens and the wife is automatically entitled to half the house rather than my daughter
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About 20 years ago when our marriage was ok we wrote a fairly standard will which included our very young.daughter. About 10 years ago our marriage deteriorated. Personality wise but in my naivety I found out she was shoplifting, as a nurse she was even pilfering from patients. Because I worked long hours and the fact I had never committed a crime in my life I was oblivious to this until later. she is a US/U.K. citizen. About 7 years ago she told myself and my daughter she had to move to the States for a couple of months to look after an ailing relative. About a week after her going to the US she contacted my daughter saying she had a boyfriend over there and was never coming back . my daughter had the option of moving over with her mother but by then . Their relationship had collapsed as well and she chose to stay with me. We did not divorce. Can I annul the will without my wife’s permission ? And if I pass away make sure my daughter gets all my benefits ? Oh also she was arrested for theft in Texas and was tagged and put on probation.
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You certainly did. I know your not financial advisors . May I put the question another way ? Is investing in a house still worthwhile at this time ?
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I’ve been in hospital for a while and have sorted my finances a couple of months ago. I still have a floating £10k which would pretty much pay the mortgage off.Would that be an advantage I’m guessing not but what do you suggest ? I never been a major contributor to this site but when I joined I was close to bankruptcy. You helped me claim back a fortune on PPI before most people understood what it meant. a good time to say thanks.
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I’ve been off work for a year. Thankfully I have an all encompassing interest in the news particularly in the possibility of a recession. It’s been bubbling in the background . The last couple of weeks I have had word from a couple of friends in two of the biggest banks that we are very close to a huge meltdown. Many suggesting Trumps dispute with Deutsche Bank could be the tipping point. Has anyone heard similar ? If there is a problem what would an average investor do ? Some have suggested buying into Gold but I don’t want to be lumped in with the tinfoil hat brigade. i would consider this a serious question. I predicted Trumps win, the Brexit result etc. I am concerned. Any feedback whatsoever would be appreciated.