EDITED Personal abuse is against the site rules .future posts containing it will be deleted

anybody?

i still havent heard from them despite sending the letter above about to send my court packs is there a possible reason they have not responded and happy for it to run its course? i cant believe they are cheeky enough to ask for a month to negotiate and dont even try

i dont know what you mean guid RE no question. there was one, it wasnt cryptic and you answered it do i include a covering note such as 'add to file' or something for the court

thanks, can i just check that i do follow through with my word and send a copy of the letter to the court (the local one to me)

i just called them saying that it seemed crazy they had ticked the box saying that they wanted a month to negotiate but i didnt hear aything from them during the month plus what they said on their aq about the figures was strange they hadnt been in touch the woman said 'you have to proced to the the next level, we havent had any instructions from the bank' so they are happy for it to go to court, should i be concerned

i now have a court date, end of march havent heard from them. will follow them up tomorrow with a call what exactly goes in my court bundle and whats the liklehood i will go to court?

gary, I did PM you. I now seem incapable of PM ing now, has my account been changed? anyway, here was my post below is what i posted on the money claim site, regarding your other question the solicitors put the negotiation bit on the 'other information' part. thanks _________________________ _______ 1. The Claimant has an account ******* with the Defendant, opened 1991 2. Since 01/09/00 the Defendant debited charges and interest in respect of purported breaches of contract. 3. Defendant is aware of all details as a list of charges has already been supplied. Another copy will be sent. 4. Claimant contends: (a) The charges exceed the Defendant's losses caused by the breaches; (b) The Term permitting the Defendant to levy such charges is unenforceable under the Unfair Terms in Consumer Contracts Regulations 1999, Unfair Contract Terms Act 1977 and at Common Law. 5. Claimant claims: (a) return of the amounts debited of £1857; (b) Interest per S.69 County Courts Act 1984 of 8% - £478.95 continuing at 8% until judgment or settlement at a daily rate of £0.47; 6. Alternatively, if the charges are a fee for a service, then they must be reasonable under S.15 of the Supply of Goods and Services Act 1982.7. Costs allowed by the Court.

well done

well done

the problem here is i have sent off my AQ not sure what draft direction is either

yes it was

that was more or less the exact wording. my paqperwork is in my office in work so will post tomorrow am i ok to PM you my mcol as i am not too keen to put it up here

so whats a guy got to do to get a bit of advice around here?

er...anybody?