I have received a letter saying I owe £1,058.23 in working tax credits overpayment from April 2012 (£663.32), April 2013 (£293.88) and April 2014 (£101.03) I know it is not a massive amount but how can I query this from such a long time ago? There is no other info in the letter just a Statement of Liabilities detailing the dates and amount as shown here. I know I had working tax credits when I went back to work after an illness but not sure how I ended up owing them this money. Any help or advice would be much appreciated x

Thank you both Thank you @dx100uk for remembering me from years ago and for always giving me advice. I know that is the point of this group but I just want you to know how much you have helped me, mentally more than anything

I don't have a claim form or know what one is

Good evening all. So, I have had a letter back from capquest following my SB letter saying: "Upon further investigation we can see there has been a County Court Judgement (CCJ) applied to the account on 13/05/2016. Case No. C******W. Therefore, under the Limitations Act 1980 this account is not statute barred. We also wish to advise this account is no longer placed with us and all questions, queries and payments should now be directed towards Arrow Global." That doesn't sound good

Consumer Credit Sourcebook?

I shall do that. Thank you for the advice. Again If they persist, which I suspect they will, is there some way of making some sort of complaint? Harassment or something like that? This needs to be stopped. I can't believe they can get away with stuff like this.

Evening good people. it looks like my SB letter has had no effect. I have just arrived home from work to an envelope marked Private & Confidential and inside it a card from resolvecall for my URGENT attention saying they have called today at 1pm and for me to contact their head office. What is the next stage here because the SB letter I have sent clearly hasn't had any effect

I shall send it tomorrow. Thank you @dx100uk x

It all looks exactly the same as the other letter yeah. I have no idea what this is so I'm gonna say yes for not used or pain in last 6 years. What the hell was I doing all these years ago?!! What shall I do? x

Thank you @dx100uk What does that mean? Letters crossed? This second letter is for something else (that I have no idea about). How do I just make all this stop? Isn't this like some form of harassment? It feels like harassment.

I received another letter from capquest today, the same wording as the first one telling me that resolvecall will now be managing my account etc but this is for £319 Shop Direct. I have no idea what is going on. My question @dx100uk should I just send another SB letter to them for this? x

SB letter sent today

Thank you @dx100uk I will get that letter sent over the weekend. I have just read through all 10 pages of my original thread from 2012 - 2016 and my head has fallen off. Like, I am reading the things I have typed and responded to and queried and questions I have asked and comments I have made but it is like they are written by someone else. I do not remember writing all of that. This fiasco has been going on for YEARS! I joined this group in 2006! On the subject of my medical issues I have, to date, had 2 SAH's (2007 and 2015) and 5 brain surgeries (the last one being 2019) including a craniotomy I am diagnosed with chronic daily migraines which I have regular treatment and preventative medication for. I had 3 MRI's last year alone due to my brain issues. I have recently asked to be referred back to the neuropsychologist because I have issues with anger and and see people on fire when I am very stressed and the more stressed I get, the harder it is for me to concentrate and remember things. Let's just hope they are polite when they come knocking at my door. I can't do this, I need it done and sorted once and for all this time x

It doesn't ring any bells I'm so sorry I'm not being helpful at all. I just can't remember. Even reading over that old thread that I started doesn't jog anything in my memory. I'm sorry, it is very frustrating, I just can't remember. I can't remember about 70% of my entire life and this debt is just like a lingering thing that just pops up every million years like groundhog day and I am back to square one. Again

I have not paid anything in the last six years and I do not have any paperwork regarding this. I moved house about 9 years ago so if I had paperwork it has either been lost or trashed. There is an account number on the letter from resolvecall that I received today though but it is not the same as my account number with Santander now