A national day of anti DCA action!

[Big Boss Man]

NOOOO!!! Please don't, hopefully they'll realise when it happens, although some of them are allegedly so stoopid they'll hardly notice

 

Blonde moment - sorry, ill keep my letters for the OFT, FSO on the day.

[mr.ton]

I wouldnt be suprised if the "bosses" are not aware already to be honest.

Anyway..i suspect there are posters on here who are from that side anyway

[make them aktiv runners]

Any letters to OFT should be carefully worded. Do not make yourself look like an intelligent, well informed "average consumer" under CPUT

[UnmoderatetheNet]

Can someone post links to draft letters, I never seem to find time.

 

If you're going to contribute and make an impact please post a YES on this forum, this can only work if we get the numbers, so please help.

 

Without CAGger's we can't do this.

 

Send a letter it takes two minutes and the results will be staggering!!!!!!

[SURFBOY]

Yes. Just read this thread, great idea, count me in.

[Kraken1]

Subbing with interest. Do have a concern that this will end up being a damp squib if there is not enough interest.

[mr.ton]

Well its worth a try at least eh Kraken

[sosumi]

Well its worth a try at least eh Kraken

YES.

It is and yes..

Great idea Mr T and

poo poo to the hoo hah kraken.

[diddydicky]

sorry to be a party pooper but i think it could backfire

 

overloading their service would not ultimately be in our interests and could result in "block" decisions being taken that do not take account of individual circumstances

 

far better in my opinion to keep plodding away individually -

 

far better idea for 1,000 caggers to start a class action against a credit card company- especially in view of the new Eu ruling ( headlines above) than to batter organisations which whilst slow are after all trying to help the consumer

[diddydicky]

the OFt not the DCA of course!!

[babybear39]

You may be right on it there but the average consumer doesn't have the legal funding to persue a class action.

[diddydicky]

You may be right on it there but the average consumer doesn't have the legal funding to persue a class action.

 

true

[Kraken1]

support the idea, but my concern is that it might backfire.

 

Here is the thought process -

 

National action day, organised by CAG with 200 000 members

Number of complaints received on the day - 50

Less than 1% of the membership believe that there is a problem or are willing to complain - therefore there isn't anything we need to worry about. The world is pretty and nice and warm.

 

Hence my suggestion earlier about collating the letters to go to the authorities first - this means that if there are not enough to make a statement then they don't need to be sent.

[mr.ton]

Being the industry sympathiser that you are Kraken...i know you would love it to fail

Anyway...it may well be a none event, there's no guarantee anything will happen/or come of it etc...

But like i say - its better than doing nothing, which is how the industry & government wants it to be

Edited June 10, 2009 by mr.ton

[angry cat]

Being the industry symapthiser that you are Kraken...i know you would love it to fail

 

Quite!

 

AC

[mr.ton]

Kraken tries his best to be "one of us" on here, when infact his love of the industry as a whole couldnt be any more obvious

[dannyboy660]

At the risk of being tarred with the same brush, I think Kraken makes a fair point - it needs to be an effective effort rather than just a damp phart.

 

A bit more publicity and support would do the trick. Perhaps MSE and DQ's should be invited too??.

[mr.ton]

With due respect...i have said many times that it needs to be publicised as much as possible & as many people brought on board as possible etc...

I agree with the comments fully that it could all turn out to be nothing but a damp squid.

I was just the person that instigated the idea in the 1st place - its up to all of us to publicise it & make it as effective as possible.

[dannyboy660]

So does that mean you've already invited MSE and DQ's???

[mr.ton]

Errrr.. i havent done those specific sites yet sorry, perhaps someone would be so kind as to do so?

[diddydicky]

what is MSE and DQ? if you would be so kind

[Kraken1]

Yeah. That's me. The collaborator who believes in accurate information and solid advice. Forgive me if I just want folk to think about things and think for themselves before launching themselves off the cliff. Guilty as charged.

 

MSE - moneysavingexpert.com

Debt Questions (I think)

 

A damp phart as it was so eloquently put could be worse than no action.

 

The point of this is to get attention - show that there is a problem that is effecting lots of people and get this noticed. I support the sentiment.

 

If the response is poor then the effect is to persaude those people we want to act that there isn't a problem and that they should not therefore do anything because so few people, out of hundreds of thousands of members felt that the issue was serious enough to write a 2 min email. Then when local trading standards priorities etc are set credit issues get dropped because they are not important. There is then no resource to look at the problems that do exist. The absence of resource then means nothing can get done.

 

I have, as you'll see above suggested a solution that would guard against this risk.

 

Sometimes I think it is wise to look at the big picture.

[dannyboy660]

what is MSE and DQ? if you would be so kind

 

 

MSE = Money saving expert

 

DQ's = Debt Questions

 

 

Both sites have similar DCA discussion type forums - although (in my opinion) DQ's is a bit 'tame' and tends to be a bit DCA friendly.

[diddydicky]

thanks i know MSE well the other one ill have a look at

 

thanks

[angry cat]

Look!

All that has to be done here, is to draft up a sensibly worded template letter (some people havn't got the time or, are not good with words), set a date for sending said letter and /or, email, it is a easy as that.

 

However, I will state that, it is not sufficient for members to say;

oh yes, great idea, they must actually send the letter of complaint!!!

 

AC