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Fight Against Blackhorse for Car Loan - **WON**


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I wrote to Blackhorse finance asking for £219 of charges back against a car loan i have using the bank template letters only to be told by them that they will not pay anything back as the law only applies to banks and credit cards.

 

Does anyone know if i can claim back these charges?

I sent the a prelim letter and a LBA now and they have refused so i would be at the point of filing with moneyclaim if i can....

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Im under the impression that you can claim back ANY charges that are unlawful... My parents are going to try and start a claim against blackhorse as well...

03/10/06-Data Protection Act request sent via recorded delivery

06/10/06- Letter signed for. 15th Nov cut off date.

10/10/06- Statements come in tatty brown envelope.

Will be claiming for £1946.22

23/10/06- Preliminary request for £1946.22 sent recorded delivery.

24/10/06-Letter signed for. 7th Nov cut off.

08/11/06- Standard letter received wanting more time.

 

23/03/07- Time up for NatWest to say whether defending or not.

19/03/07- Acknowledgement of service and saying was going to defend came through.

04/04/07- Deadline for Natwests defence.

03/04/07- Defence filed came through.

05/05/07- Letter from Court to say claim stayed until 27/06/07

25/06/07- Letter from court, claim stayed until further notice.

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Yes you can claim the charges back.

 

 

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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  • 4 weeks later...
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  • 2 months later...
  • 2 months later...
  • 1 month later...

Yes me too!

 

Just got BH to waive £600 on 2 agreements

Charlie

 

Won so far....

Lloyds Bank - £8500

Lloyds Mastercard - £800

Egg - £1500

Cahoot - £1500

HFC - £180

GE Money - £600

Midshires - £1100

Friends, family & neighbours I've helped - £5000+!!

 

Currently working on...

 

Charges:

Lloyds (again) £2200

CCA:

Lloyds (yawn) & Egg

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