Form entitled 'Notice of Defense that Amount Claimed Has Been Paid' The form says: 'the defendent says the amount you are claiming has been paid (see form attatched - N9B). (my own notes - they haven't they've only paid about £800 not £1000, because of the limitations act) Please tell the court what you want to do: a) I wish to proceed with this claim 2) I do not wish to proceed with this claim. I wish to proceed with the claim to get all of my money back, what should I write on the form? (ie. I disagree with the defense because....)

ADVICE URGENTLY NEEDED!!! LIMITATIONS ACT - beyond 6 yrs I put in a claim for SIX years of bank charges. Nationwide paid part of them (£791.00), but the have not paid the remainder (£200.00) I have been sent a form from the court to send back saying I either tick the box to accept the lower amount or tick the box to say I don't accept. If I don't accept I have to state reasons why on form provided. On the form from the court Nationwide have written (in defense of the remaining £200): ''The defendant has refunded all charges debited to the claimant's account since 29/03/01 that had not previously been refunded. Insofar as the claim rerlates to charges debited to the claimant's account before 29/03/2001 it is barred by virtue of the provisions of the Limitation Act 1980.'' Can anyone tell me what I should write officially on my court form in response? I need to send the court form back to the court and to Nationwide today. Advice urgently needed!!! Many thanks, Erica PS The reason why the dates now go beyond six years is because NW were so slow sending statements, time to take to court etc...

LIMITATIONS ACT - beyond 6 yrs I put in a claim for SIX years of bank charges. Nationwide paid part of them (£791.00), but the have not paid the remainder (£200.00) I have been sent a form from the court to send back saying I either tick the box to accept the lower amount or tick the box to say I don't accept. If I don't accept I have to state reasons why on form provided. On the form from the court Nationwide have written (in defense of the remaining £200): ''The defendant has refunded all charges debited to the claimant's account since 29/03/01 that had not previously been refunded. Insofar as the claim rerlates to charges debited to the claimant's account before 29/03/2001 it is barred by virtue of the provisions of the Limitation Act 1980.'' Can anyone tell me what I should write officially on my court form in response? I need to send the court form back to the court and to Nationwide today. Advice urgently needed!!! Many thanks, Erica PS The reason why the dates now go beyond six years is because NW were so slow sending statements, time to take to court etc...

Yes this is the form I have to send back that the judge will look at. I have to tick the box to say I accept their defense and thus the lower amount - approx £800 or tick the box and say that i don't accept their defense and write my reasons why on the form (for the remaining £200). I have to send one copy to the court and another to Nationwide.

Hi everyone! I put in a claim for six years of bank charges. Nationwide paid part of them (£791.00), but the have not paid the remainder (£200.00) because on their defence form from the court they have written: ''The defendant has refunded all charges debited to the claimant's account since 29/03/01 that had not previously been refunded. Insofar as the claim rerlates to charges debited to the claimant's account before 29/03/2001 it is barred by virtue of the provisions of the Limitation Act 1980.'' Can anyone tell me what I should write officially on my court form in response? I need to send the court form back to the court and to Nationwide. Many thanks if anyone can help! Erica

Thanks Bigmac! What do you mean by stalling tactic? Do you think NW will send me a cheque for a smaller amount and ask me to accept it otherwise I have to go to court for the full amount? I take it that I could cash the cheque (if sent) and also take them to court for the full amount?

I have a notice on moneyclaim online which says that Nationwide have decided to defend all of the claim. It says I shall hear from the colurt soon and that the case will be transferred to my local court. Does anyone know what will happen next? Does anyone know the timescales for this? I really need the money right now to pay bills etc.

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I need to e-mail Charles Bacon as it is the last day for Nationwide to refund me tomorrow, does anyone know his e-mail address? Many thanks!

Do they act as seperate companies?

Do they?

http://www.checkmyfile.com/content/downloads/2006%20Banking%20and%20Credit%20Card%20Survey.pdf

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Bump!

Hi Emma, I wouldn't believe a word they say. They have lied to me on more than one occassion. If you have all your paperwork in order to back you up and put your claim in to Moneyclaim as soon as possible. Let the courts decide. As for the dodgy signature you could get the Information Commissioner to investigate. However I don't know how well they can be trusted to take complaints seriously, I don't know much about them. It might be worth taking court action over that as well, if they still claim you owe them money on what you believe to be a forged contract.