Welcome Finance - This company needs to be banned.

[Dipply75]

Dipply,

 

Quick one - any reason as to why I cannot dispute my account with welcome over the PPI issue (mis-selling at the mo ) as the amount they will owe me backis significantly higher that what I owe them now. And with the other stuff I am going to prove - I don't wanna through money at them when basically when I've finished the agreement is gonna be unenforcable??

 

No reason whatsoever, that is exactly what I've done with my OH's for the same reason...the amount they owe him is way more that outstanding....that and the fact they haven't bothered to deal with the complaint properly...so had no choice but to stop paying them.

 

Didn't cause us major problems

[andie_303]

Still no call back from DG with the person to contact at NU - think i'm just gonna wind my judge up and let him go like a spinning top - perhaps this will cut through the red tape and b/s

[DanDesperate]

Just had Welcome at the door.

 

I thought Glous87 said they are not allowed to visit the house twice in a month.... this is twice in just over a week....

[andie_303]

No reason whatsoever, that is exactly what I've done with my OH's for the same reason...the amount they owe him is way more that outstanding....that and the fact they haven't bothered to deal with the complaint properly...so had no choice but to stop paying them.

 

Didn't cause us major problems

 

 

cool another letter getting sent today then saying the account is still in dispute pending court action.

 

Funny though did you see the response I got from Welcome re acceptance fee yesterday - whilst they told Sammy to restart her payments they haven't told me to do that....

 

Have a look and tell me what you thought to the response - have they been reading your posts - opps I mean mind lmao

[andie_303]

Just had Welcome at the door.

 

I thought Glous87 said they are not allowed to visit the house twice in a month.... this is twice in just over a week....

 

 

I hope you told them you were calling the police to report you have just shot a burglar

[082stewie]

Just had Welcome at the door.

 

I thought Glous87 said they are not allowed to visit the house twice in a month.... this is twice in just over a week....

 

 

What did they want? and did they give you a nice piece of paper worth £25??

 

I hope you didnt entertain any of the scare tactics they use. I think you need to send of the doorstep visit letter.

 

Stewie

[082stewie]

read up stewie - apparenlty they're demanding payment back from over paid holidays and threatening to pass to DCA unless she pays by cheque - won't accept any other payment...hmmm not the Welcome I know that would take payment in pennies out of you penny jar if they had to.

 

 

 

I go away for an hour and 3 pages whizz past!! I got lazy. I am sorry Andie

[andie_303]

I have only written stuff proving bullying and threats but nothing for manipulation in work - I just have names and dates of incidents at home

 

 

Oh ok not quite what youled us to believe yesterday - ok thanks anyway

 

says it all me thinks

[DanDesperate]

I asked him to converse by letter only...

 

He said he sent a letter

 

I explained sending a letter to phone and talk is not conversing via letter...

 

Any questions about the loan etc... put it in a letter...... easy for some to understand....

[082stewie]

Ok who wants a job???

 

 

Description

Due to our company success we are currently looking to recruit a Collection Account Manager at our Local Collections Unit in Belfast for Welcome Financial Services. The role of Collections Account Manager is varied and involves a high level of customer contact. To succeed you must be able to demonstrate the following: * A natural flair for collections, * Ability to deliver to targets, * Problem solving skills, * Excellent communications and customer service skills, * Ability to prioritise your workload and effectively manage your time, * Team working skills. The role is varied and involves a high level of customer contact, responsibilities include: to manage existing and potential customers within designated post code area(s) and to exceed business targets. To identify potential bad debt, implement appropriate bad debt management techniques and maximise bad debt recovery. To deal with customers, manage existing customer accounts on an ongoing basis, proactively identifying problems and implementing solutions. Ideally the candidate would have previous collections and field call exposure. As an "Investor in People", we value individual and team performance very highly. With our support and training you will have the opportunity to develop your career with us. On joining Welcome Financial Services you would participate in a training programme, which includes development days and ongoing skills training. In return we would offer you a career development programme and excellent prospects. Not only do we offer an attractive annual salary of £15,000 - £17,000 but we also offer the potential to earn a maximum of 44% bonus per annum. You will also be entitled to 25 days holiday, join the pension scheme, share save scheme and share incentive plan. If you have the right to work in the UK, hold a full UK Driving Licence and the use of your own car, why not apply online below today and see how high you can go.

 

 

Location: Northern Ireland

[DanDesperate]

What did they want? and did they give you a nice piece of paper worth £25??

 

I hope you didnt entertain any of the scare tactics they use. I think you need to send of the doorstep visit letter.

 

Stewie

 

 

He did not leave a letter, I think he is trying to catch the wife on her own 9god help him she is more peeved than me with them LOL)

[SHELLA]

gloucs87 what actually brought you to the consumer forums ?

[Millymo]

Hi all : I am getting really frustrated now I have not had a call back from direct group manager as promised so I have tried to contact NU - I got 3 different numbers to try no-one knew of policy.Then I got given Halifax personal loans number?????Phoned the switchboard back and she said we have a number here for contacting which is for general enquiries. I asked if this number was NU and she said she didn't know just that it was a number for other than claims enquires regarding welcome finance.Guess What???? The number was for welcome finanace -This is just so annoying all I wan't to know is who is underwriting my policy and who gets my money NU must have details if they do.

[jp1000]

44% - that is NEWS to me!!!

[Dipply75]

cool another letter getting sent today then saying the account is still in dispute pending court action.

 

Funny though did you see the response I got from Welcome re acceptance fee yesterday - whilst they told Sammy to restart her payments they haven't told me to do that....

 

Have a look and tell me what you thought to the response - have they been reading your posts - opps I mean mind lmao

 

Does that mean I am finally interesting

 

Still something bugging me about all that...but leave that with me for now. Doing my CCA 101 still! Am kinda like a dog with a bone with something until I am satisfied

 

Not telling you to restart payments says to me, in their mind they are the start of a 'discussion' with you on this, no the end of one?

 

Cannot remember if you have already but have you complained to the head honcho at NU?

 

I think a complaint to the FSA from everyone that have not had the obligations of that Insurance Info (what did you cal it Mojo?) fulfilled....and maybe lots of angry letters to said head honcho ot NU too

[andie_303]

Ok who wants a job???

 

 

Description

Due to our company success we are currently looking to recruit a Collection Account Manager at our Local Collections Unit in Belfast for Welcome Financial Services. The role of Collections Account Manager is varied and involves a high level of customer contact. To succeed you must be able to demonstrate the following: * A natural flair for collections, * Ability to deliver to targets, * Problem solving skills, * Excellent communications and customer service skills, * Ability to prioritise your workload and effectively manage your time, * Team working skills. The role is varied and involves a high level of customer contact, responsibilities include: to manage existing and potential customers within designated post code area(s) and to exceed business targets. To identify potential bad debt, implement appropriate bad debt management techniques and maximise bad debt recovery. To deal with customers, manage existing customer accounts on an ongoing basis, proactively identifying problems and implementing solutions. Ideally the candidate would have previous collections and field call exposure. As an "Investor in People", we value individual and team performance very highly. With our support and training you will have the opportunity to develop your career with us. On joining Welcome Financial Services you would participate in a training programme, which includes development days and ongoing skills training. In return we would offer you a career development programme and excellent prospects. Not only do we offer an attractive annual salary of £15,000 - £17,000 but we also offer the potential to earn a maximum of 44% bonus per annum. You will also be entitled to 25 days holiday, join the pension scheme, share save scheme and share incentive plan. If you have the right to work in the UK, hold a full UK Driving Licence and the use of your own car, why not apply online below today and see how high you can go.

 

 

Location: Northern Ireland

 

 

hmmm 44% annual bonus and uet we justheard about is was 24% a quarter

[ROMULUS04]

Ok who wants a job???

 

 

Description

Due to our company success we are currently looking to recruit a Collection Account Manager at our Local Collections Unit in Belfast for Welcome Financial Services. The role of Collections Account Manager is varied and involves a high level of customer contact. To succeed you must be able to demonstrate the following: * A natural flair for collections, * Ability to deliver to targets, * Problem solving skills, * Excellent communications and customer service skills, * Ability to prioritise your workload and effectively manage your time, * Team working skills. The role is varied and involves a high level of customer contact, responsibilities include: to manage existing and potential customers within designated post code area(s) and to exceed business targets. To identify potential bad debt, implement appropriate bad debt management techniques and maximise bad debt recovery. To deal with customers, manage existing customer accounts on an ongoing basis, proactively identifying problems and implementing solutions. Ideally the candidate would have previous collections and field call exposure. As an "Investor in People", we value individual and team performance very highly. With our support and training you will have the opportunity to develop your career with us. On joining Welcome Financial Services you would participate in a training programme, which includes development days and ongoing skills training. In return we would offer you a career development programme and excellent prospects. Not only do we offer an attractive annual salary of £15,000 - £17,000 but we also offer the potential to earn a maximum of 44% bonus per annum. You will also be entitled to 25 days holiday, join the pension scheme, share save scheme and share incentive plan. If you have the right to work in the UK, hold a full UK Driving Licence and the use of your own car, why not apply online below today and see how high you can go.

 

 

Location: Northern Ireland

 

Hey Stewie

 

Thats the job for me I live in NI and hold a full uk DL!!!! Do you reckon they'd write our debt off................

[jp1000]

it was 24% a month ago - i have no idea where 44% has come from - i do know that you cannot join pension unless been there for x amount of years, unable to use managers car/get company car unless 21+

 

That advertisment is wrong and completely misleading

[mojo8]

Hey Stewie

 

Thats the job for me I live in NI and hold a full uk DL!!!! Do you reckon they'd write our debt off................

 

rom, if you get the job, get all our debts written off

[pickaname]

Hey Stewie

 

Thats the job for me I live in NI and hold a full uk DL!!!! Do you reckon they'd write our debt off................

 

 

lol Rom, think you might be having a laugh!!!

 

 

Did you answer the phone to them?

[ROMULUS04]

Gloucs87

 

Another one for you! Is allowing more than one loan per household irresponsible lending and what happens when this has been done and the customer is struggling to pay?

[postggj]

Busted

[ROMULUS04]

rom, if you get the job, get all our debts written off

 

Are you mad Mojo I'll be a Welcome employee each man or woman to them themself!!!!!!! Hehehehehe

[DanDesperate]

Gloucs87 how does your email work is it your name @ wfs.co.uk ?? with a full stop between the first and second name ?? I would like to be able to email but I think trying to get it to the right address would be like getting blood from a stone.

[sammyc1974_Derby]

Does that mean I am finally interesting

 

Still something bugging me about all that...but leave that with me for now. Doing my CCA 101 still! Am kinda like a dog with a bone with something until I am satisfied

 

Not telling you to restart payments says to me, in their mind they are the start of a 'discussion' with you on this, no the end of one?

 

Cannot remember if you have already but have you complained to the head honcho at NU?

 

I think a complaint to the FSA from everyone that have not had the obligations of that Insurance Info (what did you cal it Mojo?) fulfilled....and maybe lots of angry letters to said head honcho ot NU too

After Mr P Sent me a letter telling me that they didn't charge interest on the acceptance fee and write back proving it, I had a response from my Calculations yesterday telling me they do charge interest on the acceptance fee, but there was nothing to tell me to carry on with my payments