Jump to content


PPI Successes [NO QUESTIONS or EXPLANATIONS PLEASE] - just Bank/How Much with a link to your thread.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1621 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 1k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I had £2,000 pound taken in PPI off a credit card from Halifax , never asked for it. One phone call and I got it back with interest and compensation by cheque. Just off to OH,s now which goes back to 2001

 

 

Well done:D

Edited by alanalana

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

Link to post
Share on other sites

Hi All,

 

Wanted to share a quick success and say definitely worth continuing pursuing these types of claims.

After initially requesting SAR from Halifax credit card I received an offer for the charges which I've initially rejected and awaiting to hear back but today received a letter regarding my missold PPI saying that they have investigated and agreed I was missold and will return the card back to the status as though no PPI had been taken out, if they include interest charges on the balance it will mean a return of some £900!!!!!!

 

Has just made my year as money so tight at the moment!

Link to post
Share on other sites

Hi All,

 

Wanted to share a quick success and say definitely worth continuing pursuing these types of claims.

After initially requesting SAR from Halifax credit card I received an offer for the charges which I've initially rejected and awaiting to hear back but today received a letter regarding my missold PPI saying that they have investigated and agreed I was missold and will return the card back to the status as though no PPI had been taken out, if they include interest charges on the balance it will mean a return of some £900!!!!!!

 

Has just made my year as money so tight at the moment!

 

 

Well done:)

 

Cracking result:D

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

Link to post
Share on other sites

Another success from Halifax!!! £1100 returned from a missold mortgage repayment protection plan. Thanks CAG - another donation on the way.

 

Well done again :D

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

Link to post
Share on other sites

Oh dear, oh dear how unfortunate for you, that you would have had to pay a large portion of your success to this specialist that helped you get back your ppi and interest within a magical 12 weeks:rolleyes: When you could have done it all by yourself and kept the lot.

 

This is a well established forum were many help others, for nothing but the satisfaction of helping to empower others to help themselves:)

 

I find it rather offensive that you are using it for free advertising:mad: and hoping to make a quick buck on the back of others who have already been stung.

 

Thankfully your post will be removed.

  • Haha 1

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

Link to post
Share on other sites

another spammer hhnf lol

all that dough gone to someone like FRKLNS they charged me before the mortgage and it cost 25% damm before this site ah well i dont think i got enough from the indemnity insurance so i am now attempting to forward a second claim

patrickq1

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

 

 

 

Advice & opinions given by patrickq1 are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional

Link to post
Share on other sites

Hi All,

 

Wanted to share a quick success and say definitely worth continuing pursuing these types of claims.

After initially requesting SAR from Halifax credit card I received an offer for the charges which I've initially rejected and awaiting to hear back but today received a letter regarding my missold PPI saying that they have investigated and agreed I was missold and will return the card back to the status as though no PPI had been taken out, if they include interest charges on the balance it will mean a return of some £900!!!!!!

 

Has just made my year as money so tight at the moment!

 

Cheque just turned up and it's just over £2k!!! :eek::D :D

Link to post
Share on other sites

Cheque just turned up and it's just over £2k!!! :shock::D :D

 

Verrry Nice. Enjoy:D

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

Link to post
Share on other sites

Brilliant - At least Halifax have come out and admitted they're wrong and they could have just paid the amount that I claimed for but they've gone back to day 1, added interest and 8%. Restores some credit to them in my eyes but I'm sure everyone hasn't been as lucky with them.

Link to post
Share on other sites

I need to go home to read the correspondance myself, but Wifey phoned to tell me Halifax had offered £200 for one claim and £800 for the other.

 

Just waiting to see if Pompey can calculate what the amounts should have been before I go back and accept / decline.

 

Kind Regards to everyone who has helped in the last 6 months. It has been stress free claiming. Just a letter for SAR, a few hours sifting through the paperwork and a couple follow up letters now the end is in sight.

 

Happy Days

Link to post
Share on other sites

I need to go home to read the correspondance myself, but Wifey phoned to tell me Halifax had offered £200 for one claim and £800 for the other.

 

Just waiting to see if Pompey can calculate what the amounts should have been before I go back and accept / decline.

 

Kind Regards to everyone who has helped in the last 6 months. It has been stress free claiming. Just a letter for SAR, a few hours sifting through the paperwork and a couple follow up letters now the end is in sight.

 

Happy Days

 

When you have made a decision to accept and have the cash in hand post up your original thread and I will stick a **WON** on it.

 

It is all jolly good for morale:D

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

Link to post
Share on other sites

alanalana,

 

I todays received a 2nd letter offering me a further £860 to the 1,020 offered on Thursday. The money will be paid into my partner's account within 28 days.

 

Thanks for all of your help to you, pompey and everyone else who took their own time to help out and offer advice / support.

 

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/177311-jamieleeuk-ppi-halifax.html

 

Can I just add to anyone that's thinking of going ahead with the claims how easy this process was!

 

1. I wrote an SAR letter via a template I found on this website and waited for that to arrive.

2. Sifted through the agreements and got the relevant info and replied to their message saying I wanted my money back

3. Waited for their response and they offered me refund.

 

Kind Regards

Link to post
Share on other sites

alanalana,

 

I todays received a 2nd letter offering me a further £860 to the 1,020 offered on Thursday. The money will be paid into my partner's account within 28 days.

 

Thanks for all of your help to you, pompey and everyone else who took their own time to help out and offer advice / support.

 

Jamieleeuk vs PPI Halifax **WON**

 

Can I just add to anyone that's thinking of going ahead with the claims how easy this process was!

 

1. I wrote an Subject Access Request letter via a template I found on this website and waited for that to arrive.

2. Sifted through the agreements and got the relevant info and replied to their message saying I wanted my money back

3. Waited for their response and they offered me refund.

 

Kind Regards

 

Well done again. I am pleased you got an acceptable result.:D

 

Enjoy having most of your money back.

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

Link to post
Share on other sites

Hello everyone.

I'd like to bring to everone's attention yet another PPI success. It was my mum vs Cahoot. She had a flexible loan account with PPI added. She initially applied On line and there was no human contact involved. She could not remember taking out the ppi but admits she may have overlooked a ticked box on the web page. She set up a direct debit and then just forgot about it and let it run.

 

Some years later I realised the PPi was worthless, due to her pre-existing medical condition, so we launched a claim.

 

My mum recently had a full payment of 2859.90 from Cahoot, which effectively settled the loan in full. We started the process last December, so the process has taken roughly 6 months.

 

I would recommend anyone thinking of claiming to do so, its well worth the effort. Patience is the key, as is sticking closely to the facts and taking each step one at a time.

 

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/173461-cahoot-flexi-loan-ppi.html

 

A special thanks to Alanalana and Pompeyfaith for their tireless help.

 

Thanks again and good luck to those starting their claims.

 

KC :)

Cahoot PPi - REFUNDED IN FULL. :)

Link to post
Share on other sites

http://www.consumeractiongroup.co.uk...-loan-ppi.html

 

Do you want this changed to read **WON**

 

aa

 

OOOPs already done ;)

Edited by alanalana

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

Link to post
Share on other sites

Hi i am in the middle of a ppi claim with HSBC, can anyone tell me if i am successful can i request that its paid by cheque or is it normally paid into your account?

 

Thanks in advance

 

GG

 

I helped a friend claim her PPI from HSBC and she was successful. Once she had signed the acceptance form, the branch rang her to come in and sign a new loan agreement without PPI. Same terms and conditions and her payment was lower because of the removal of PPI. They then refunded the PPI payments already made into her bank account within 3 working days. The acceptance asked for her bank account details (any bank) but you should be able to request a cheque.

 

Good luck!

Link to post
Share on other sites

Received my cheques today after a long, dragged out, 2 months of waiting (i'm defo not a patient person).

 

Only £300 back from my RBS CC i had YRS ago. But its money i never knew i'd get back. It took a few good letters for them to pay up however they have, to my utter delight.

 

For anyone whos dealing with rbs at the mo keep at them, they knocked me back first couple of times and i got there in the end.

 

If i'd of known it would of taken this long i would of gone for contractual interest and statutory interest on top. However i needed spending money for my holiday, (i got back a month ago) so i agreed to their settlement.

 

Good luck to all

MY WINS PENALTY CHARGES

 

BARCLAYS SETTLED IN FULL DAYS BEFORE COURT

HALIFAX SETTLED IN FULL AFTER LBA

RBS SETTLED IN FULL AFTER PRELIM

GE MONEY (RIVER ISLAND CARD) IN FULL AFTER REQUEST FOR REPAYMENT

IKANO (OASIS CARD) IN FULL AFTER A LONG HARD SLOG NO COURT CLAIM ISSUED

 

MY WINS PAYMENT PROTECTION INSURANCE

 

ALLIANCE AND LEICESTER IN FULL + 8% INTEREST

RBS credit cards x2 in full without any interest

 

CURRENT CLAIMS

 

RBS AGAIN PENALTY CHARGES (confirmed hardship case)

GE MONEY PPI (breach of sars sent)

RBS CREDIT CARDS PENALTY CHARGES(declined)

HALIFAX MORTGAGE PROTECTION PLAN (declined)

HALIFAX CREDIT CARD CHARGES(no reply)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...