Total bankers***won***

[jowalshy]

It would be best to just in case they ask for it later. Give them all the info poss that way they cannot stall coz info not supplied etc.

[freakyleaky]

Send everthing recoded delivery. That way you can track it.

I thought hang on a minute:shock: , that sounds a bit technical!

[freakyleaky]

ok thanks again Jo.

[jowalshy]

your welcome. sorry about previous post. I'm a bit like Jonathan Ross. I have trouble with my rrrrrr's lol

[Castlebest]

Just a list of your charges with dates for each item and how any interest relates to your claim, the CAG spreadsheet does all this but I think your well down the line with MSE so probably best to stick to what you have submitted to the court, I’m not familiar with the MSE documents.

We are pretty sure from the questions in the threads DG don’t receive anything from HSBC, they work purely from what the courts and we send them. The best way to think of it is DG will need to know what you are claiming for before they can do anything, most importantly make you an offer so let them know as soon as possible.

pete

[Castlebest]

Im sayin nawt about Jo's arse

 

pete

[freakyleaky]

Just a schedule detailing date, desciption of charge, amount of charge etc, so that it agrees with your claim. Also after you have sent it give it acouple of days and give them a call to see if they have received it.

 

PS On top of schedule put your name, account number and claim ref numer on it.

 

 

Just looking through my statements and there is no "description" of the charges next to it. In most case just says "total charges".

Any ideas as where to find description will be more than welcome.:?

[Gez]

Total charges are mostly for unauthorised overdraft. Look at the your statements & see if you had exceeded your limit. Put the description of unauthorised overdraft next to all Total Charges in your list. I did this and it was never questioned.

[freakyleaky]

Thanks gez. I think that sounds right as I did exeed the overdraft quite alot, mainly due to charges!

[freakyleaky]

Is there a template available for schedule of charges?

I used MSE one initially but I have all the figures now so I just need to tranfer them.

[jowalshy]

Have a look in the bank templates library. I think it is stickys note 6.

[jowalshy]

Im sayin nawt about Jo's arse

 

pete

 

Verrrrrry funny Pete lol:p

[freakyleaky]

Thanks Jo!

[freakyleaky]

SORRY TO BE THICK BUT CAN ANYONR TELL ME HOW TO USE THE SPREADSHEET FOR SCHEDULE OF CHARGES?

CAN PUT FIGURES IN BUT HOW DO YOU GET IT TO WORK OUT THE DAYS SINCE OFFENCE AND THE INTEREST?

[freakyleaky]

Anyone?:o

[nettyg]

hi

if you use the england-simple-excel the total days since offence is worked out automatically for you.

 

also if it says on your statement - just type that in.

 

Charges description on statements - Please Read

 

6. Interest calculation spreadsheets

[freakyleaky]

Thanks Netty. Do you mean if it says total charges just type that in?

[freakyleaky]

? still can't work out how to use the spreadsheet. Can anyone help as I really want to get letter off to DG today? :o

[freakyleaky]

? still can't work out how to use the spreadsheet. Can anyone help as I really want to get letter off to DG today?

[jowalshy]

Right, the spreadsheet should already contain all the formulas you need. For the date you need to put it in the form 02/04/07 and not 02.04.07. Then put the description of the charge in and then the amount. The spreadsheet should then do its clever job of calculating the No of days and the interest.

[freakyleaky]

Thanks jo. Just had another look at it and I can't see where I put date in order for it to calculate days.

Sorry for being thick!

[jowalshy]

Which spreadsheet are u using?

[freakyleaky]

Simple england works

[jowalshy]

On that one you put the description of your charge down, then the amount of charge and then the date you incurred the cahrge. The spreadsheet ashould then calculate the rest.

[freakyleaky]

Right, well i must be doing something wrong becase its not doing any thing itself. The only things on the sheet are what I type in. Oh well, thanks for your help. I will have to keep trying.