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Winnie123 vs Argos Card Services


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Well sent my SAR to Argos and have received my statement print out's but don't really understand them - can anyone help with regards to what section the charges would fall under ?

 

Winnie 123

Data Protection letter sent 15/08/06

 

All statments received 29/08/06 total £3950.50 2 accounts

 

Prelim approach sent 30/08/06 - for both accounts

 

LBA sent for both accounts 15/09/06

 

MCOL Filed for both accounts 05/10/06

 

MCOL Acknowledged 12/10/06

 

Letter Received req breakdown of charges 28/10/06

 

Letter Sent with breakdown of charges 28/10/06

 

Letter received with full offer on the 01/11/06

 

Sent letter back accepting offer and crossing confidential agreement out 01/11/06

:razz: :razz: :razz:

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From reading other's thread's appears that they have taken charges from the other db section on the statements have added these up and they come to £164.23 prelim in the post tommorow

Data Protection letter sent 15/08/06

 

All statments received 29/08/06 total £3950.50 2 accounts

 

Prelim approach sent 30/08/06 - for both accounts

 

LBA sent for both accounts 15/09/06

 

MCOL Filed for both accounts 05/10/06

 

MCOL Acknowledged 12/10/06

 

Letter Received req breakdown of charges 28/10/06

 

Letter Sent with breakdown of charges 28/10/06

 

Letter received with full offer on the 01/11/06

 

Sent letter back accepting offer and crossing confidential agreement out 01/11/06

:razz: :razz: :razz:

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I will be watching ur thread, ive also sent off my first letter, my claim comes to abt 230.00... (ive got no working pound sign on my comp!) lets see what response we get

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Well letter received this morning from Argos card services they are stating that as they are a store card they are not involved in the discussions between credit card companies and the OFT. They are also stating that they have charged me £185.50 in charges not the £164.23 which I have asked for and are prepared to offer me £90 as a good will gesture. Is this true however I thought that as they are a credit provider this and still applying charges over and above what the OFT is stating is acceptable that I could still ask for everything back ?

 

Any thoughts on this or is this a standard resonse ?

Data Protection letter sent 15/08/06

 

All statments received 29/08/06 total £3950.50 2 accounts

 

Prelim approach sent 30/08/06 - for both accounts

 

LBA sent for both accounts 15/09/06

 

MCOL Filed for both accounts 05/10/06

 

MCOL Acknowledged 12/10/06

 

Letter Received req breakdown of charges 28/10/06

 

Letter Sent with breakdown of charges 28/10/06

 

Letter received with full offer on the 01/11/06

 

Sent letter back accepting offer and crossing confidential agreement out 01/11/06

:razz: :razz: :razz:

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Ha Ha appears from reading Missy thread that this is a standard fob off letter the claim is continuing !!!

Data Protection letter sent 15/08/06

 

All statments received 29/08/06 total £3950.50 2 accounts

 

Prelim approach sent 30/08/06 - for both accounts

 

LBA sent for both accounts 15/09/06

 

MCOL Filed for both accounts 05/10/06

 

MCOL Acknowledged 12/10/06

 

Letter Received req breakdown of charges 28/10/06

 

Letter Sent with breakdown of charges 28/10/06

 

Letter received with full offer on the 01/11/06

 

Sent letter back accepting offer and crossing confidential agreement out 01/11/06

:razz: :razz: :razz:

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This is a standard response I have had the same one offering me £35.00... I think not Argos! Don't let them put you off! :D

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  • 1 year later...

Hi all! I am taking these jokers to court in a few weeks as they have fobbed me off with the same response as you guys. Goodwill gesture of £75 when they owe me £284. Why do they bluff u all the way to court??? Thought they were supposed to give in by now?! Have paid for court fee now but i am worried they will beat me somehow as I have sent back all the highlighted charges they sent me instead of making a copy. Will i need to reorder?!!! HELP!! Hope you all beat these losers!xx

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