JW 'v' HSBC ***SETTLED IN FULL***

[jowalshy]

Can anyone help pleeeeeeeease.

 

Sent prelim letter 06.02.07.

 

Receive standard reply " we are investigatin claim" 15.02.07

 

Received another standard reply "we are investigating claim" 22.02.07

 

Sent LBA 24.02.07

 

As yet no reply

 

I have started to prepare MCOL ready for submission on Monday, but I am a bit confused. According to the template on this site, of which I am using, it says not to put the total interest at date of claim in the text of claim.

 

What do I do. I have calculated my total charges to be approx £3500, and by using the spreadsheet to calculate the 8% bit, the interest comes to £562.50. Do I put this figure in the text bit?

 

Please help.

[jowalshy]

please, please can someone help me. I also need to know if I just put the total charges figure or the charges plus the 8% interest in the box for total claim.

[Michael Browne]

Finally, the section in blue [enter interest total at date of claim] is for guidance only and should NOT be included in the text of your claim.

What this means is that you delete the blue text

[enter interest total at date of claim]

 

 

I also need to know if I put the charges plus the 8% interest in the box for total claim.

Yes

See here

Getting MCOL Right

[st24driver]

jowalshy if you PM lateralus and ask here to PM back to you her particulars regarded filling mcol in she will only be to happy to help you, she did this for me and many others it just makes it so simple to alter it to suit your claim

even though monday is your mcol date if you miss it by a few days it does not matter better to get it right first time it will be invalueable in the end

 

It would not suprise after latty reads this post that she does not contact you because she is really on the ball and very helpful

[jowalshy]

Thanks ever so much Michael & st24driver. You have helped heaps. I am really nervous about all this and your support means a hell of alot to me.

 

Thanks again and I will keep you posted.

[Castlebest]

jowalshy. Just read and follow the well trodden tracks everyone else has used and if you have any questions, no matter how silly you think they sound, ask them here, someone will get back to you.

I have received lots of good advice here and tried to answer others. A lot of the time its just reassurance we need and I have found the people here are very supportive.

pete

[nettyg]

i'll pm you and send you mine

[jowalshy]

Thanks nettyg I would really appreciate that.

[nettyg]

did you get them?

[jowalshy]

Hi netty, Nothing in my box as yet.

[nettyg]

ok i'll send them again

[jowalshy]

thanks netty

[jowalshy]

Dear Nettyg, I was wondering if you had sent them yet? I haven't received anything as yet.

[nettyg]

yes i've sent the pm to you - twice now!!

[jowalshy]

Hi Netty, Nothing in my PM box still. PM stands for private messages doesn't it? Am I looking in the right place? Private message box is empty. I tried to PM you but it said that your box is full and couldn't deliver.

[nettyg]

ok, i've emptied out my mailbox now so i'll do it again now

[jowalshy]

yipeeeeee Netty. message received loud and clear (3rd time lucky lol!. Thanks again. Take care.

[Castlebest]

Netty.. if yer gonna be a celeb ya gotta read yer mail

[jowalshy]

I have now redone my MCOL and am ready to push the submit button tomorrow. Thanks again Netty you have helped heaps.

[nettyg]

you're welcome. after a few days you will get your 'notice of issue' from the courts with a date deemed served. that is the date by which hsbc have to defend ok. just watch the status on mcol change - when it changes to acknowledged in a couple of weeks, start reading up on the allocation questionnaire procedures. read threads on here and also the guidance notes on the mcol site.

good luck

[jowalshy]

Thanks again netty. I will keep you posted as and when things happen. Take care and thanks again.

[jowalshy]

Hi all, just to let you know, I pressed the submit button for the MCOL. I am going to read up on the next process now.

[Michael Browne]

Send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:

 

The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

Dear Sir/Madam

 

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

 

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours sincerely,

 

Wait until you receive the Notice of Acknowledgement (not the Notice of Issue) from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

 

 

Dear Sir,

 

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a copy of my schedule of charges relating to the above claim.

 

Yours sincerely

[jowalshy]

Thanks Michael. I have already done the letter to the court, but I only put one copy of the schedule of charges in it. I will now unseal envelope and put another copy in. Thanks again.

[jowalshy]

Why 2 copies????