Kelley V's HSBC

[Michael Browne]

While your waiting have a read of this thread:

Getting MCOL Right

[kelley]

Hi, well ive decided to go with the mycol route and Ive been having a nosey at what I need for it.

What is the address that I use on the claim??

Kelley

[nettyg]

hi kelley

 

HSBC

8 Canada Square

London

E14 5HQ

 

good luck

[kelley]

Cheers Netty, wasnt sure if that was the addy as Ive got so many different addresses I dont no wich is which lol

 

Kelley

[nettyg]

haha... up until mcol stage i don't think it matters, but the addy above is head office so that's the one used on your claim x

[kelley]

RIGHT!!!lol 1st things 1st, how i become a gold member lol

2ndHELPPPPPPPPPPP

This mycol is scary........ can see me having nightmares tonight lol and im only just filling it in ready

• Does this claim affect my Human rights??? lmao does it?? i dont no lol
  
• Do I want to reserve the right to claim interest??

Its nearly 1am that last question i just think im not reading it right lol

I think the rest is pretty straight forward, particulars of claim meaning in a nice way that hsbc stole my moneyyyyyyy

 

Also, if any one out there has the answer to this one?

I am on working and family tax (higher rate) and recieve a medium housing benifit ( only because I live in an area i cant afford to live in lol)

Im sure I read somewhere in the vast posts that you maybe able to get payment towards the court costs??

Is this right or do you no where I could find any info on that wee subject?

 

Many thanks

 

Kelley

[pinkduchess]

Does this claim affect my Human rights???

NO

 

 

Do I want to reserve the right to claim interest??

YES

not sure about the benefits bit, sorry

[kelley]

OH lord lol

IM REALLY SORRY PEOPLE......Im not 100% thick(perhaps 99.9%)

I no that th template works out the interest for you at the rate of 8%, but am I missing something?

The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from {date when the money became owed to you} to {the date you are issuing the claim} of £ {put the amount} and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of {enter the daily rate of interest}.

How much is the daily rate???

kelley

[nettyg]

ok i'll have to look for the proper link but i think you can ask for 'remission' or something!! lol

the courts will look at your financial status and give their verdict as to whether you can skip on some charges

i'll be back!

 

i never bothered with the daily rate so can't be sure

i think it's 0.00022 or something

[pinkduchess]

use this - from the 'getting MCOL right' section

 

 

 

...at a daily rate of £0.xx; - This daily rate of interest is calculated by multiplying the total value of the claim (charges plus overdraft interest, if claimed) by 0.00022

For example,

£1,429 in charges

£27.40 in overdraft interest

Total £1,456.40

1466.58 x 0.00022 = 0.32 - This would therefor be £0.32p on a daily basis.

Please ensure you do your own calculation based on your totals

[nettyg]

Court fees - do you have to pay them?

 

might take a little time up kelley - but if you can get any kind of 'disount' it may help

[kelley]

hehe.............Im spinning around move outa myway

lmao

ok thank you so much Netty for having a look for me, and Pink MMwaahh

God im so confused over this interst malarky, can I just use the 8% or does it have to be the daily rate?? COZ ME AINT GOT A BLOODY CLUE lol

 

Oh and have I won dullest member of the CAG yet ??? lol:confused:

 

Kelley

[Castlebest]

Dont worry Kelley we have a few Blondes here (runs away very very fast and hides behind Colin)

 

pete

[kelley]

Cheers again Netty........... and do you paople realise what time its is?? lol

see i cant even spell people now lol

 

Kelley

[nettyg]

hehe.............Im spinning around move outa myway

lmao

ok thank you so much Netty for having a look for me, and Pink MMwaahh

God im so confused over this interst malarky, can I just use the 8% or does it have to be the daily rate?? COZ ME AINT GOT A BLOODY CLUE lol

yes you can just claim s69 on mcol (8%)

Oh and have I won dullest member of the CAG yet ??? lol:confused:

 

nope lol - the dullest one's are the one's that don't ask questions!

 

Kelley

 

you're doing fine!

[pinkduchess]

you work out the 8% up till the date you file your MCOL

 

then you work out what the daily rate will be on the total claim as you can claim this daily rate up until settlement.

 

 

I believe thats right

[kelley]

Pete,

You can run, but you cant HIDE!!!!!!!!

Unfortuantley with me having the brain the size of a pea( a big pea!!) Im gonna need a whole library for me thread lol

 

Kelley

[nettyg]

haha... as far as threads are concerned - i believe i'm taking up most of the memory!!!

[Castlebest]

Yes PD is right about the interest, netty has the biggest thread not gonna say why and im off to the land of nod, or lattie will be here

 

nite all

 

pete

[pinkduchess]

me too, nite

[kelley]

Right Im on a mission now ............

• Netty 678 posts on thread excellent effort
  
• kelley....44 ........lmao i aint even gonna compete,

But i posted on yr to congratulate you lol

Right Im off to sleep now to have dreams of Colin Langdale

 

kelley

[kelley]

Wahooooo, my LBA was signed for yesterday, so its 14 days from yesterday, is that 14 days or 14 working days? .... before I submit my mcol.

Kelley

[lateralus]

just 14 regular days!

[kelley]

Thanks, 10th April here I come lol, in the unfortunate event that last nights dream of Colin offering me the full 2 1/2 grand over a romantic candle lit dinner dont come true lol

[Castlebest]

Kelley, most people have nightmares about Colin 10th April is a good day, its the day DG are going to miss my defense deadline and I start playing with the judgement button on MCOL

 

pete