Lowell/overdales chasing old EE telecom debt from old address

[Soks99]

Good evening all. 

 

First of I apologies if I've posted in the wrong forum, I wasn't 100% sure on where to post. 

I took out an EE contract around end of 2021 to the begining of 2022, unfortunately my dad passed away in may 2022 and I was struggling mentally and shut myself off to the world, including resigning from my job as things were getting to much for me, I also moved back to my mum's as she was also struggling, this has lead me to forget about a few bills I had and EE being one of them. 

Not sure how but they have my mum's address and have sent a letter stating notice of action, advising they have been instructed for legal proceedings unless I pay the full amount. 

I'm unsure what to do as I've never received such letter like this before and the amount they're asking seems to be a lot more then I remember. Like a lot more. At the moment I'm still unemployed but I have successful in a position within the financial sector starting 10th July and have nothing to give until my first pay day around end of July and I'm unsure what to do. 

 

Apologies for the long post, but any advice would be greatly appreciated. 

Soks 

[dx100uk]

who said you've got to give a powerless dca anything. they are NOT BAILIFFS, and have zero legal powers.

dont worry about overdales simply their in house solicitors, powerless too.

 

you need to write to everyone on your credit file that is shown as the owner of any debts there you have.

simply write to lowells, use their ref number, stating please note my correct address. 

do that for all other people listed that you ran away from not updating them cause it leaves you vulnerable to backdoor ccj s if you dont.

 

have a good read of a good 10-20 telecom threads here you'll soon get the idea.

bar that letter you do not ever communicate with a dca .

 

if you should ever received a letter of claim comeback here.

 

dx

 

[Soks99]

Thank you so much for the reply. 

I'm not sure what you mean by this, my correct address at this time is my mum's 

[dx100uk]

yes but you didnt takeout this nor any other credit at her address.... you did it when living elsewhere .

so legally they are quite allowed to file court paper to an old address

called a backdoor ccj. <<< read that.

then you'll understand better.

 

dx

 

[Soks99]

 

Apologies if I sound dim. I'm on strong pain killers at the moment so my mind is a bit foggy. 

 

So should I write to them and tell them to use my old address?

[dx100uk]

read what i have written..

 

thats not it...

[Soks99]

So sorry, I'm not getting it. I'll read it in the morning when the pain killers wear off lol. 

 

Apologies. 

[dx100uk]

just type no need to keep hitting quote every time...

[Soks99]

Sorry 

[Soks99]

Well I got a 30 day letter from them now. 

[dx100uk]

you mean a letter of claim?

 

dx

 

[Soks99]

Apologies for my late reply. Yes that’s correct.