International Debt Recovery/Legal UAE debt - scotland

[dell2606]

Hi All,

 

I'm in same boat - ignored IDR and IDR Legal(more recently) for years.

Currently in count down mode with the you have a month until we issue Stat demand and all the associated threats.

 

Latest letter today say only a week left before we take action etc blah blah blah.

 

I'm comfortable they have the correct address as been receiving for years and I reside in Scotland so my assumption is wait until I receive formally a stat demand and then should this happen, react as per guidance here???

 

That the best solution?

 

thanks

[Andyorch]

How much is the debt and how old is it since your last payment?

[dell2606]

No payments made in 10 years, all correspondence ignored, value according to IDR is now in the 100k’s AED

[dx100uk]

what is the debt - card, loan, bank account?

[dell2606]

Cards

 

[dx100uk]

I believe card debts are 10yrs statute barred in UAE contact law 

 

Dx

[Andyorch]

The UAE’s civil law refers to debts being time-barred after 15 years but there are exceptions and specific provisions.

[ex_dxb]

@dell2606 - @dx100uk posted a response previously where the thread owner was based in Scotland... The rules on jurisdiction are different in Scotland, and also to get a Sheriff to issue a Warrant the burden of proof, (if that is correct), is significantly higher than it is in England & Wales... 

 

I assume this still correct?  

 

 

 

Edited February 23, 2023 by ex_dxb
Poor grammar

[dx100uk]

not your thread @ex_dxb

there is not letter of claim process in scotland

 

only covers E&W

[dell2606]

Update…

 

got the letter confirming..

 

”regrettably…….our client has now confirmed our instructions……

1. To serve a statutory demand upon you etc etc

2. To petition for your personal bankruptcy etc etc

 

Your statutory demand is now being prepared for service upon you”

 

Let’s see……

[Lovetoteach]

Yep, same here. Funny how we’re all at the same time frame 

[dell2606]

Update….still nothing

[Lovetoteach]

Same x

[dell2606]

Still no further updates for info 

[dx100uk]

well there wont be

never seen a UAE Scottish claim.

 

pers id ignore them.

 

dx

 

[dell2606]

Yep that’s the plan.

[dubai 5 0]

the advice my friend has just been given is ignore the PAP as filling it in will just delay them a little but if its loads of money they're gonna come back after getting the reconstituted applications etc..

 

therefore its just a fishing thing and your handing over any advantage by saying hi here I am.

 

of course that just adds to the confusion but he's heard nothing since last November since the pap other than the same old emails. embarrassing really!

[dx100uk]

and not in scotland is he ....so post to your own thread as thats pretty irrelevant here.

 

 

[dell2606]

Just posting for info to others….still no further comms 

[dx100uk]

i doubt youll ever get anything bar willy waving.

not seen a scottish claim

as said the matters of jurisdiction and paperwork etc  etc are much harder and IMHO near impossible for the scammer to pull off a court claim here.

 

dx

 

[dell2606]

Yeah I agree. Will keep updating tho as notice most people just disappear.

[dx100uk]

yea sure but people reading this thread need to understand the prime reason why it wont go anywhere bar incessant willy waving IS because any claim would be made under and subject to the scottish Claim system/laws, whereby such things are VERY VERY diff to the lax way E&W allow these claims if you'd simply sneezed in the wrong place as an reason.

 

i am at present trying to contact a very good old friend i had some 15yrs ago, as im told by a 3rd party that worked in the same firm that years ago, a UAE claim was quashed under scottish SB rules, (5yrs dead extinguished, ) and that's why no scottish claims have ever been raised since. 

 

wont be quick nor guaranteed to even find out, but i'm trying.

the interesting aspect is obv im anon here and most certainly my old buddy would never know i'm here nor what ive done since on CAG, but it i was mentioned in dispatches at a gathering over xmas, by this old friend ofcourse in my real name... how weird....

 

dx

 

 

[dell2606]

Good stuff.

 

[dell2606]

Still nothing further apart from the standard “could” “may” etc when discussing actions their client may take.

[dell2606]

Nothing further so far for info