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David lloyds + Arc Europe


Bavz01
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Hi

I'm having a little trouble with David lloyds and ARC Europe!!!

 

I've cancelled my contract and direct debit after 11 months of membership...

 

They're demanding I pay the £245 and now with Arcs charges of £75 on top!!!

 

I've told them I would settle up with them for the month I owe but there demanding payment for £320!!

 

I just can't afford anymore as this was the reason I quit, with the current living crisis I could no longer  afford my membership...

 

Any help would be much appreciated 

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Just to clarify,

 

after reading through slicks drafts I sent them an email stating I would pay the remaining month but no more..

 

DL replied stating they would reduce the charges to £50... I still can't afford this on top of the £245 owed... 

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Ignore everyone 

 

Dx

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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should I just leave for now??? I've offered to pay my last month without fees, they've told me they can cut the fees to £25 + my month 

Edited by dx100uk
unnecessary previous post quote removed
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Send them a  letter with one last month's fees and advise them that's all they are getting as you have officially notified them you wish to cease membership. Get free proof of delivery from the Post Office.

Ignore everything else they stamp their feet about.

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14 hours ago, Bavz01 said:

after reading through slicks drafts I sent them an email stating I would pay the remaining month but no more..

 

ignore them all now. 

email is good enough as they replied so read yours.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Just a follow up guys, I've been ignoring all from ARC litterly around 10 calls a day, I've now received a letter from ARC telling me the matter is being passed onto Majorlaw and I may be taken to court..

 

I emailed David lloyds a few weeks back stating again I'm willing to pay for what I owe them and I will not pay any admin fee on top..

 

Again they have told me they will reduce the fees but not take them away entirely..

 

What now???

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Ignore it all 

 

Stop panicking and ringing people.

 

Read the threads here already.

 

They don't do court.

The debt can't ever show on your credit file.

A DCA is not a BAILIFF and have ZERO legal powers on any debt no matter what it's type.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Majorlaw solicitors have been trying to scare folk into paying gym fees and late penalty fees for many years.

 

Just ignore any comms from them and they'll give up quite quickly.

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