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Been paying stepchange for 22yrs - few dca's have any paperwork - now 72yrs old - options?


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pdf sorted.

 

the PPI was added from day one

you got scammed

you continued to get scammed

didnt reclaim the PPI

cant now.

 

but keep stuff up your sleeve if things get silly.

 

nothing to worry about.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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quite honestly i wouldn't worry about any of your debts.

just stop paying the lot.

 

if you ever get any other paperwork for any of them re agreement copies etc etc, then post them up here as you did earlier but PLEASE redact them!!

 

else just ignore all the std crap willy waving letters , but don't ignore a letter of claim with a reply pack, return here we'll help.

 

till then go enjoy Fathers day properly and all the other celebrations in your life,, like this one...

we've saved you £1000's going forward now. stopped you being a DCA cash cow.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

hi just received a email letter from hoist finance for notice of assignment even so they said on the 14/06/2022 that unfortunately they are unable to provide a copy of a cca do i reply to them its 2 pages long thank you Sedrick.

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Safe to ignore. I would tell thrm to in future make sure all contact is via royal mail. 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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