Been paying stepchange for 22yrs - few dca's have any paperwork - now 72yrs old - options?

[SEDRICK]

hi, dx100 I have a scanner on my printer

 

looks like the client is Arrow global receivables management ltd.

 

yes,  all payments to step-change have stopped. does this help.

[dx100uk]

Can you scan lots of stuff up?

Like the full stepchange documents

 

So its arrows that own the loan, scan up that lot too

When youve got things scanned I'll send you an email ad

 

[SEDRICK]

 hi dx100uk will do I will let you know when it is all done.

[SEDRICK]

hi dx100uk   scanning done hope they are the ones you need.

[dx100uk]

ive sent you a secure email AD via a PM.

 

i'll redact the docs tonight and put them up soon.

 

anything and everything if you have more

 

[dx100uk]

coming thru ok

[SEDRICK]

HI DX100UK  I HAVE HAD REPLYS  BACK FROM COBAT  CAN I SEND THEM TO YOU, THANKS SEDRICK

[dx100uk]

Unless its a copy of your signed agreement s or a letter of claim, probably just a threat-o-gram and safe to ignore them..

 

Dx 

[SEDRICK]

hi dx100uk

 

ok just letters about being unable to send any cca,

accounts now unenforceable but to keep paying my dmp.

 

have told step charge to stop any payments to all my creditors .

[theoldrouge]

Keep paying 

[dx100uk]

Aw poor DCA.. another cash cow been removed from their milking parlour.

 

Dx

[SEDRICK]

barclaycard debt now with cabot

wrong card number on their billing

have paid through step change £1,515 plus they have no cca

 

cabot say its just a mistake it will be right

 

phoned barclays up that account does not exist still waiting for a reply from cabot

 

 

 

 

[dx100uk]

Have you ever sent any dca you are blindly paying through your dmp a cca request?

 

DX

[dx100uk]

threads merged sedrick

this was the same question you asked last month in post 1 and has already been answered.

 

 

[SEDRICK]

 hi dx100uk

yes you did i have put in a claim for cabot to repay the money back still waiting for a reply.

 

plus just received a email letter from hoist finance can i send it to you on your email

[Andyorch]

Feel free to post it here.....no smoke and mirrors here on the forum....btw is your caps lock stuck ? 

[SEDRICK]

 hi did my email letters come through ( hoist )

[dx100uk]

never got around to redacting your last 12 pictures sorry slipped my mind.

 

 

dx

paperwork.pdf

[SEDRICK]

Moorcroft debt recovery have sent me a statement from 1998 -2007 on the statement £(11,000 loan )/ ( ppi £2,701) ( intrest £4,700 ) i dont think they should be adding the ppi  the interest is very high what do you think. 

[dx100uk]

well you are not paying it anymore 

this would be the colonial loan from years ago 

i think in most cases you've got to accept you got scammed into paying

not a lot you can do.

 

as for the cabot and the barclaycard account they havent even got the correct number for but you paid for years, you've questioned that and cabot simply say the number is an admin error.

but you did have a barclaycard and the figures look the same so. 

 

dx

 

[SEDRICK]

hi dx100uk thanks for that they did send a copy of the loan agreement from 1998 is it still safe to stop paying Moorcroft .

[The GodMother]

Safe to say you need to stop paying all l think. 

[SEDRICK]

hi this is what Moorcroft sent  

img20220618_15272410.pdf img20220618_15295275.pdf img20220618_15315502.pdf

[dx100uk]

great youve learned to put up pdf's, however to protect you and this site legally you must hide your pers detauls under the GDPR data protection rules that govern both you and us.

 

easy ways are described in our upload guide.

 

post hidden

[SEDRICK]

thanks for  that have printed a copy

 

hi

what do you think i should do as you can see they are trying to add the ppi into the debt and the high interest charges from 20/03/2002 at £17.50 pm then up & up by the end it was over £90 to over £100 pm for years

i have told them that i will not be paying and i have paid the debt off if any they owe me, bfn