Jump to content


lowell/Overdale letter of claim - old Vanquis debt


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 788 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

I have received a letter for overdale solicitor telling me they will take me court after 30 days if I don’t reply for a debt I don’t ever remember having and if it was mine it’ll be back when I was 18 and reckless more then 10 years ago. 
 

do I just ignore or what do I reply? What happens if I ignore and it goes to court? 
many thanks 

Link to post
Share on other sites

Welcome to the forum .

 

Please read the following link and use our proforma to respond to their letter.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Whats the debt all about?

Scan the 1st page of the letter of claim up to pdf

Read upload carefully.

 

Have you moved since those times and never updated debt owners?

Have you anything prior? 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

It’s from vanquis which I maybe had when I was 18 which is over 10 years ago, 

 

yes have moved many of times since then and never notified anyone because I don’t recall this ‘debt’ 

 

I checked my credit file and nothing about this I even have a credit card now which I pay and use no hassle, also have other credit things like my phone so I’m unsure how I’d be able to have them if this debt did occur 

 

many thanks 

Edited by dx100uk
unnecessary previous post quote removed
Link to post
Share on other sites

You must reply

follow post 2 of our letter of claim guide.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Reply to pay it or to ask them to send proof? 
this is all really confusing to me and I don’t understand what to do 

Edited by dx100uk
unnecessary previous post quote removed
Link to post
Share on other sites

:frusty:

 

1 hour ago, Sunshineray said:

follow post 2 of our letter of claim guide.

click it^^^

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • dx100uk changed the title to lowell/Overdale letter of claim - old Vanquis debt
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...